5-bedroom terraced house · IV11 8XA
For saleListed 360 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
This stunning Cromarty home has been extended to offer amazing family space - Sea Views- The main house has five bedrooms with the potential to make a sixth bedroom/lounge/shower into a self contained apartment/Holiday Let.
Vehicle access to the rear. Workshop/Studio. Home Office Space. Box/Craft Room.
Cromarty: After the decline of the herring industry and maritime trade that once brought prosperity, Cromarty entered the 20th century as a quiet fishing and agricultural town.
Many of its traditional industries dwindled, and the population fell. During both World Wars, the nearby Cromarty Firth served as a strategic naval base.
The town and surrounding area saw military activity, including the construction of defences and the stationing of naval personnel.
After the wars, Cromarty’s isolation grew, as major roads and the railway bypassed the town. The 1970s brought change with the discovery of North Sea oil.
The Cromarty Firth became a key area for oil-rig fabrication and marine engineering, which created jobs and renewed interest in the region. This period saw an influx of workers and new investment.
The 1980s further improved Cromarty’s fortunes with better transport links - the opening of the Kessock Bridge made the Black Isle and Cromarty much more accessible.
Restoration of historic Georgian houses and cottages became a community priority, helping to preserve the town’s distinctive architecture.
By the 1990s, Cromarty was increasingly recognised for its heritage.
The Cromarty Courthouse Museum opened as a centre for local history, and the town began to attract visitors for its charm, architecture, and coastal views.
In the 2000s and beyond, Cromarty evolved into a thriving heritage town. Tourism, arts, and culture became central to the local economy.
The Cromarty Arts Trust fostered creative projects and festivals, while local businesses flourished around accommodation, food, and crafts.
Property values rose as the town became desirable for relocation and second homes.
At the same time, the community remained active in preserving its character and supporting residents through local initiatives such as volunteer care projects.
Cromarty today faces a balance between prosperity and preservation - managing tourism, maintaining affordable housing, and protecting its historic harbour from the effects of coastal erosion and climate change.
It stands as one of the best-preserved historic towns in the Highlands, combining traditional architecture with a strong modern community spirit.
EPC band: E Disclaimer Whilst we make enquiries with the Seller to ensure the information provided is accurate, Yopa makes no representations or warranties of any kind with respect to the statements contained in the particulars which should not be relied upon as representations of fact.
All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position.
Please inform us if you become aware of any information being inaccurate.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
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Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 16, Church Street, Cromarty
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