(50% Option), 2, Mike Oborski Close, Kidderminster, DY10 3EB

A fantastic opportunity to purchase a modern home, being sold on a part buy, part rent basis. Initially the new owner can purchase a 50% share with the option to buy more after one year.

Description An excellent opportunity to get on the property ladder with this modern two-bedroom semi-detached home, available on a shared ownership basis.

Buyers can purchase an initial share of 50%, with the option to increase their share after one year, ultimately reaching full ownership.

The home offers well-planned accommodation with a spacious reception room, fitted kitchen, conservatory and ground-floor cloakroom.

Upstairs there are two generous double bedrooms and a stylish bathroom. The property also benefits from a private garden and driveway parking, with further space available on the road.

The shared ownership scheme is ideal for first-time buyers. On a 50% basis, the monthly rent is £298.76.

Situated in a quiet residential cul-de-sac in Kidderminster, the property is conveniently located for local schools, shops, transport links and amenities.

• Modern semi-detached two-bedroom shared ownership home ideal for first-time buyers. • Spacious reception room and conservatory overlooking the garden.

• Off-road driveway parking with additional on-street availability. • Quiet cul-de-sac location with easy access to amenities and transport links.

Qualification eligibility criteria Applicants are not eligible to join the Home Choice Plus housing register unless they met the qualifying criteria of a close association outlined below; In determining whether the household has a close association we will agree a connection exists in the following circumstances; Where the local connection arises due to residency the applicant(s) must have lived in the partnership area (by choice) for a minimum period of two years.

Where the applicant(s) meets any of the statutory homelessness definitions included in the allocations policy.

Where the local connection arises due to employment and the applicant(s) have been in permanent, paid employment for a minimum period of six months, within one of the Local Authority areas included in the Partnership, immediately prior to the application (please see further information below).

Where the applicant(s) has a close (immediate) family member living in the hc+ partnership area and has done so for a minimum period of five years, immediately prior to the application (please see further information below).

Where the applicant has resided in the Partnership area for three out of the last five years at the point of application.

Eligibility To be eligible for shared ownership you: Need to be over the age of 18. Be unable to buy on the open market. Not already own a property (unless in exceptional circumstances).

Be able to raise a mortgage to cover the share you wish to purchase. Be able to afford to pay the remaining rent and bills etc.

Have enough saved to cover the mortgage and legal fees and any additional moving costs. Do not earn in excess of £80,000 per annum. Be registered on HomeChoice plus Housing Register.

You can apply online at How to apply To apply for one of the Community Housing Group properties you need to complete an application form and an income and expenditure statement: Application.pdf ().

IncomeAndExpenditure.pdf ().

You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable: ApplicationChecklist.pdf () Register on our housing register – You will then be issued with a letter which we will require sight of, then email your supporting documents to The Community Housing Group will then assess your application.

This normally takes around a week. A financial assessment will need to be undertaken by our nominated financial advisor prior to your application being assessed.

The living room This inviting living room enjoys two large windows that flood the space with natural light. It provides plenty of room for both relaxation and entertaining.

A useful storage cupboard is tucked away to one side, and the under-stairs alcove offers a charming spot for shelving or a reading nook.

A feature electric log burner creates a cosy focal point, adding both warmth and character.

The kitchen The kitchen is fitted with a range of wood-effect cabinets offering ample storage and work surface space.

It includes an integrated oven, gas hob and extractor, with space and plumbing for a washing machine.

A large window brings in natural light, while tiled flooring makes this a practical space for day-to-day use.

The conservatory This bright and welcoming space offers garden views from every angle and provides a lovely spot for dining or relaxing.

French doors open onto the patio, creating a natural flow to the garden. The room is tiled throughout, with space for both a table and additional seating, and has been fitted with blinds for comfort.

The cloakroom Conveniently located on the ground floor, the cloakroom includes a toilet and wash basin with mosaic tile splashback.

A window provides natural ventilation, and the space is complemented by wood-effect flooring, in keeping with the rest of the home.

The primary bedroom The main bedroom is a generously sized double with dual-aspect rear-facing windows, offering plenty of natural light.

Fitted wardrobes allow for convenient storage, with the layout providing flexibility for different arrangements.

The second bedroom Also a double, the second bedroom overlooks the front of the home and includes a side window for extra light.

It’s a peaceful space with a pleasant outlook, suitable for guests, a child’s bedroom or home office. The bathroom The upstairs bathroom includes a bath with shower over, a pedestal basin and toilet.

A full-height tiled surround with mosaic accents adds visual interest, and the window provides natural light. There is also space for additional storage if required.

The garden The garden has been designed for ease of maintenance, featuring a combination of artificial lawn and gravelled seating areas.

A section by the conservatory is ideal for outdoor dining, while a central area provides room for loungers or a bistro set.

A small pond and a variety of planters add interest and there is a shed for storage tucked neatly to one side.

The garden is fully enclosed by fencing, offering a good degree of privacy, with a rear gate for convenient access.

The driveway and parking A private driveway sits to the side of the property, providing off-road parking.

Additional on-street parking is available in-front of the property on this quiet residential road, making access convenient for visitors.

Location Mike Oborski Close is a quiet residential cul-de-sac located within a popular modern development in Kidderminster.

The area is ideal for a wide range of buyers, offering both peace and accessibility. Just a short distance away are local shops, supermarkets and amenities, making daily errands easy.

Kidderminster town centre offers a broader selection of retail outlets, dining options and leisure facilities including gyms, a cinema and the Severn Valley Railway.

Families will appreciate the choice of nearby schools and nurseries, while commuters benefit from excellent transport links.

Kidderminster Railway Station provides regular direct services to Birmingham, Worcester and beyond, and the nearby road network includes access to the A456 and the M5, offering straightforward travel throughout the region.

The surrounding Worcestershire countryside provides opportunities for outdoor pursuits, with Hartlebury Common and Habberley Valley offering scenic walking trails.

Overall, Mike Oborski Close offers the convenience of town living with the comfort of a modern residential setting. Services The property benefits from mains gas, electricity, water and drainage.

Fees Reservation Fee - refundable on exchange A reservation fee, refundable on exchange, is payable prior to the issue of the Memorandum of Sale and after which the property may be marked as Sold Subject to Contract.

The fee will be reimbursed upon the successful Exchange of Contracts.

The fee will be retained by Andrew Grant in the event that you the Buyer withdraws from the purchase or does not Exchange within 6 months of the fee being received other than for one or more of the following reasons: 1.

Any significant material issues which individually are more than 1% of the agreed purchase price and are highlighted in a survey and were not evident or drawn to the attention of you, the Buyer, prior to the Memorandum of Sale being issued.

2. Serious and material defect in the seller’s legal title. 3.

Local search revealing a matter that has a material adverse effect on the market value of the property that was previously undeclared and not in the public domain. 4.

The vendor withdrawing the property from sale. The reservation fee will be 0.5% of the accepted offer price for offers below £800,000 and 1% for offers of £800,000 or over.

This fee, unless specified otherwise, is payable upon acceptance by the vendor of an offer from a buyer and completion of an assessment of the buyer’s financial status and ability to proceed.

Should a buyer’s financial position regarding the funding of the property prove to be fundamentally different from that declared by the buyer when the Memorandum of Sale was completed, then the Vendor has the right to withdraw from the sale and/or the reservation fee retained.

For example, where the buyer declares themselves as a cash buyer but are in fact relying on an unsecured sale of their property.

The reservation fee will not be refunded where there is an inability on the part of the Buyer to raise any required mortgage after the Memorandum of Sale is completed.

Once the reservation fee has been paid, any renegotiation of the price stated in the memorandum of sale for any reason other than those covered in points 1 to 3 above will lead to the reservation fee being retained.

A further fee will be levied on any subsequent reduced offer that is accepted by the vendor.

This further fee will be subject to the same conditions that prevail for all reservation fees outlined above.