6-bedroom detached house · CH64 3RA
Sold STCListed 106 days
Opportunity summary
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About
FOR SALE – FREEHOLD HMO INVESTMENT | 56 Liverpool Road, Neston, Cheshire West and Chester, CH64 3RA Guide Price: £380,000 A fully licensed, fully let HMO producing £39,498 per annum (10.4% gross yield), with a self-contained one-bedroom annexe, an income-producing static home and architect plans for two further dwellings.
INVESTMENT SUMMARY 56 Liverpool Road is a rare opportunity to acquire a fully operational, income-producing House in Multiple Occupation in the popular Cheshire market town of Neston.
Offered freehold with an HMO licence in place, the property is fully let across seven income streams generating £3,291.50 per calendar month (£39,498 per annum) — a gross yield of approximately 10.4% and a net yield of approximately 8.6% at the guide price.
Beyond the strong day-one income, the sale includes architect-drawn plans for two two-bedroom houses at the end of the property's land, offering genuine scope to add significant further value.
THE PROPERTY The main house is arranged as a licensed HMO comprising five letting rooms served by generous communal facilities, including a large kitchen, separate utility room and WC, and five bathrooms in total (three to the first floor, two to the ground floor).
Attached to the side of the property is a self-contained one-bedroom apartment, currently let at £654.50 pcm, which would equally suit an owner-occupier or on-site manager.
Within the grounds sits a static home, also tenanted, contributing a further £500 pcm.
THE TENANTS The property benefits from a remarkably settled tenant base, with tenancies of 12 to 15 years' standing.
Occupants are a mix of working professionals, including two rooms occupied by carers who supported a resident in the village.
This continuity offers an incoming investor dependable, proven income from day one with minimal void risk.
RENTAL INCOME Total: £3,291.50 pcm / £39,498.00 per annum OUTGOINGS (MONTHLY) Total: £565.58 pcm / £6,786.96 per annum YIELD & RETURNS AT GUIDE PRICE Gross annual income – £39,498.00 Net annual income – £32,711.04 (£2,725.92 pcm) Gross yield – 10.4% | Net yield – 8.6% Price per income unit (7 units) – approx.
£54,286 DEVELOPMENT OPPORTUNITY Architect plans have been prepared for two two-bedroom houses at the end of the property's land.
Whether pursued for onward sale, retained as additional rental stock, or held as a future option, this materially enhances the long-term value of the holding.
Plans available on request; purchasers should make their own planning enquiries.
LOCATION Neston is a well-regarded market town on the Wirral Peninsula within Cheshire West and Chester, close to the Dee Estuary, with good shops, services and schools.
Neston railway station and convenient road links connect the town to Chester, Liverpool and the wider North West, underpinning consistent rental demand.
Value & comps
No previous sales on record.
Returns
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Archie refurb estimate: a Pro feature
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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