21, Caulfield Close, Chesterfield, S41 8DH

Semi detached house - sold on 50% shared ownership - cul-de-sac position Occupying a pleasant cul-de-sac position, this semi detached house is offered for sale on a 50% shared ownership basis and provides well presented, easily managed accommodation.

The property comprises a good sized living room, together with a kitchen/diner and useful cloakroom/WC off. To the first floor are two double bedrooms and a bathroom/WC.

Externally, the property benefits from a car standing space to the front, while the rear garden is fully enclosed, providing a private and manageable outdoor space.

An ideal opportunity for those seeking a modern, low maintenance home.

Conveniently positioned for the nearby amenities in Littlemoor and on Whittington Moor, the property is also ideally placed for routes into the Town Centre and towards Dronfield and Sheffield.

Shared Ownership Shared ownership is a way of purchasing a share of a property, with a rent being paid on the outstanding amount. The remaining 50% of this property is held by ncha.

Our figure is based on the Full Market Value of the Property being £195,000. A rent will be chargeable on the share being retained by ncha.

We believe the monthly rent to be £280.05, there will also be a service charge understood to be £29.19 per month. These charges will be in addition to any mortgage costs on the purchased share.

Once you have lived in the property for 12 months you may be able to purchase additional shares if you want to; this is called ‘staircasing’.

In most cases you can staircase up to 100% of the property and eventually own the property outright; making shared ownership a ladder of opportunity to owning your own home!

There may be a possibility of buying the property on a different share basis, although this would need consent from ncha.

Qualifying Criteria Once a sale is agreed via Wilkins Vardy, ncha will then need to agree the sale on this property before legal's can commence.

We believe the following qualifying criteria will need to be satisfied by the buyer: You must meet the following financial and personal requirements to apply: 1, Your total household income must be £80,000 or less per year.

2, You cannot afford all the deposit and mortgage payments needed to buy a standard home that meets your household's needs.

3, You must have a good credit record and pass a financial assessment to prove you can sustain the mortgage and rent payments.

You must also fit into one of these categories: 1, You are a first-time buyer. 2, You used to own a home, but you cannot afford to buy one now.

3, You are forming a new household (such as after a relationship breakdown). 4, You are an existing shared owner looking to move.

5, You currently own a home, but need to move and cannot afford a new standard home that fits your needs (the sale of your current home must complete on or before your shared ownership purchase) You should also ensure that you are able to get a mortgage for the desired amount.

Wilkins Vardy have an independent Financial Adviser who can help. Just ask for details.

General Gas central heating uPVC sealed unit double glazed windows and doors Gross internal floor area - 62.2 sq., m./669 sq.ft.

Council Tax Band - B Tenure - Freehold Secondary School Catchment Area - Outwood Academy Newbold On The Ground Floor A composite front entrance door opens into a ...

Entrance Hall With staircase rising to the First Floor accommodation. Living Room (4.72m x 2.82m (15'6 x 9'3)) A good sized front facing reception room fitted with laminate flooring.

Kitchen/Diner (3.86m x 3.30m (12'8 x 10'10)) Fitted with a range of white wall, drawer and base units with complementary work surfaces and upstands.

Inset 11⁄2 bowl single drainer stainless steel sink with mixer tap. Integrated appliances to include an electric oven and 4-ring gas hob with stainless steel splashback and extractor hood over.

Space and plumbing is provided for a washing machine, and there is space for a fridge/freezer. Laminate flooring. A uPVC double glazed door gives access onto the rear of the property.

A further door opens to a ... Cloaks/Wc Fitted with a white 2-piece suite comprising a hand wash baisn with tiled splashback and a low flush WC. Vinyl flooring.

On The First Floor Landing Bedroom One (3.86m x 3.15m (12'8 x 10'4)) A good sized rear facing double bedroom fitted with laminate flooring.

Bedroom Two (3.25m x 2.79m (10'8 x 9'2)) A good sized front facing double bedroom, fitted with laminate flooring and having a built-in over stair storage cupboard.

Bathroom (2.24m x 1.73m (7'4 x 5'8)) Being part tiled and fitted with a white 3-piece suite comprising a panelled bath with glass shower screen and mixer shower over, pedestal wash hand basin and a low flush WC.

Vinyl flooring. Outside To the front of the property there is a car standing space and a planted side border.

A gate gives access down the side of the property to an enclosed west facing rear garden which comprises a paved patio and lawn with additional paved seating area.