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See how verdicts work4-bedroom house · IV32 7LT
Listing removedListed 103 days
Opportunity summary
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About
A Distinguished Grade B Listed Georgian Residence in the Heart of Historic Garmouth The Neuk is steeped in history and rich in original character.
Originally a traditional Highland merchant store, and later a chandlery and general store, this exceptional Grade B Listed four-bedroom period home, dating from approximately 1780, extends to an impressive 242 m2 and offers a rare opportunity to acquire a beautifully maintained residence in the heart of the historic village of Garmouth.
Presented in immaculate walk-in condition, the property seamlessly combines timeless architectural features with carefully considered modern enhancements, creating an elegant and highly versatile family home.The accommodation is generously proportioned throughout, with an excellent balance of formal and informal living space.
A welcoming, informal lounge provides a relaxed everyday retreat, while the impressive formal lounge is the centrepiece of the home, showcasing its period charm and featuring a recently installed multi-fuel stove that creates a warm, inviting atmosphere.
Complementing this is a separate formal dining room, providing an ideal setting for family gatherings and entertaining.The well-appointed kitchen has been thoughtfully designed as the heart of the home, featuring an attractive central island, breakfast bar and generous workspace and storage, making it equally suited to everyday family living and social occasions.The property offers four well-proportioned bedrooms, providing flexible accommodation for families, guests, or those requiring home-working space.
A contemporary family bathroom is fitted with a shower over the bath, while a separate fully tiled shower room offers additional convenience for modern family life.Throughout the home, a wealth of original features celebrate its Georgian heritage, including beautifully preserved timber floorboards, elegant wrought-iron balustrades, and an abundance of period detailing that enhances the property's unique character and warmth.
Modern secondary double glazing has been sympathetically installed throughout, improving comfort and energy efficiency while preserving the property's historic appearance.
Further benefits include oil-fired central heating.Externally, the enclosed rear courtyard garden offers a delightful, easily maintained outdoor space, complete with a stone patio ideal for al fresco dining, mature shrubs providing year-round interest, and a useful timber garden shed.
The oil tank is discreetly screened behind timber fencing.
To the front, private parking provides convenient off-street parking for two vehicles.Occupying an enviable position within the picturesque conservation village of Garmouth, the property enjoys easy access to the renowned River Spey, famed for its world-class salmon fishing, scenic riverside walks and abundant wildlife.
The surrounding Moray coastline, nearby beaches and woodland trails provide outstanding opportunities for outdoor recreation, while excellent road links connect the village to Elgin, Fochabers and the wider Moray area.Combining exceptional presentation, substantial accommodation, sympathetic modern upgrades, abundant period character, a rich historical background, and a highly desirable village location, this outstanding Grade B Listed home represents a rare opportunity to acquire a truly special property in one of Moray's most sought-after historic settings.
Historical Overview: The Neuk was originally a traditional Highland merchant store and chandlery serving ships, later run by James Spence and James Spence & Son.
It sold wines, spirits, tobacco, groceries, provisions, hardware, agricultural goods, and household necessities, while also serving as a family home with living quarters above the shop.
The store ceased operating in the early 1960s, and the lettering above the windows and doors remained visible until the 21st century, when it was removed by the then-owner.
You can request viewings and download the Home Report through the Yopa website.
Disclaimer Whilst we make enquiries with the Seller to ensure the information provided is accurate, Yopa makes no representations or warranties of any kind with respect to the statements contained in the particulars which should not be relied upon as representations of fact.
All representations contained in the particulars are based on details supplied by the Seller. Your Conveyancer is legally responsible for ensuring any purchase agreement fully protects your position.
Please inform us if you become aware of any information being inaccurate.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
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Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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FAQ
About The Neuk, Church Street, Garmouth, Fochabers
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