Analysing a deal
How verdicts work
What Pursue, Watch and Pass mean, what a Pursue needs, and how verdicts fit the way you buy.
3 min read
Pursue, Watch and Pass
Pursue: The numbers hold up. We have a valuation, at least one mortgageable strategy makes money after running costs and stress tests, and nothing in the listing blocks it.
Watch: Worth a look, but something isn't confirmed or doesn't add up yet. The reason is shown underneath.
Pass: Not workable as listed, or not workable for how you buy (for example, a short lease when you're using a mortgage).
What a Pursue needs
A published valuation, with the asking price not above it.
At least one mortgageable strategy that still makes a profit after service charge, ground rent, insurance, certificates, management and empty periods, and passes a lender's rental stress test.
No blockers flagged in the listing: an unmortgageable lease, a cash-only sale, cladding remediation or a sitting tenant.
Every Watch shows the reason holding it back.
Verdicts fit how you buy
Tell us if you buy with cash, a mortgage, a limited company mortgage or bridging. A lease under 70 years is a Pass for mortgage and limited company buyers, because lenders will not lend. It is a Watch for bridging buyers, because you will need a lease extension before you can refinance or sell to a mortgage buyer.
Always check a deal with the agent, a solicitor and your lender before you offer.
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Updated October 2026
