We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work3-bedroom detached house · AB45 2QR
For saleListed 51 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
70 Church Street, Portsoy is a stunning traditional stone detached “Fisher Cottage” that has previously undergone a complete renovation.
The current owners have extensively and sympathetically continued to renovate to create a truly unique cottage exuding charm and appeal that will immediately impress.
On entering the property, you are greeted by a traditional hallway, leading to the lounge with dual aspect windows and a wood-burning stove.
The impressive open-plan dining kitchen is awash with natural light and is undoubtedly the heart of this beautiful cottage, with a wealth of hand-painted units and bespoke worktops encompassing a stunning range cooker.
The kitchen also benefits from a mezzanine floor, which is currently used as an office; a wood-burning stove and access to the rear garden complete the kitchen.
Further accommodation on the ground floor consists of a spacious, bright and airy third bedroom with dual aspect windows, with wooden floorboards and an original fireplace making it ideal as a guest room.
A wooden stairway leads to the first floor, where you have two very spacious, bright and airy double bedrooms; a three-piece family bathroom with roll-top bath completes this amazing cottage.
Further benefiting from hand-built sash and case double-glazed windows, gas central heating, immaculate decor and an abundance of original features.
An entrance path allows access to the side of the property and gated rear garden.
Fully landscaped over several levels with inter-winding footpaths and borders containing a wealth of mature shrubs, plants and seasonal flowers.
A lawned area with a small pond adds to the appeal of this garden.
At the very top of the garden, giving some sea views, is a small summer house and separate seating area, perfect for entertaining and enjoying the late afternoon sun.
There is also a small outhouse, used as a wood store. The garden is walled and gated and provides a safe environment for those with children and pets.
There is private off-road parking for up to 2 cars on nearby land.
This ideally located property would suit a professional couple and has huge investment potential as a family holiday home or holiday rental.
Early viewing is a must to fully appreciate the standard of workmanship, the location and the accommodation on offer.
Note: The current owners have applied for and have been granted permission to add a two-storey extension across part of the rear of the property; a copy of the plans can be made readily available.
Electricity Supply: Scottish and Southern Electricity Networks Water Supply: Scottish Water Sewerage: Scottish Water Broadband / Mobile Coverage: Limited 3G, 4G and 5G.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
.png)
FAQ
About 70, Church Street, Banff
Explore nearby