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See how verdicts work4-bedroom detached house · PH20 1DD
For saleListed 60 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Old Bank House is a thoughtfully renovated traditional four-bedroom villa, prominently positioned on Newtonmore's Main Street and within easy walking distance of the village's amenities.
Dating from the 1930s, the property was originally constructed as the British Linen Bank before later serving as the Bank of Scotland and eventually being converted into a private residence in the 1970s.
The house has undergone an extensive programme of renovation and upgrading, including the installation of wall insulation, new UPVC windows, complete rewiring and replumbing, refurbishment and repainting of the guttering, and the addition of an oil-fired central heating system.
The result is a home that successfully combines modern comfort and efficiency with the character and charm of its historic origins.
Newtonmore is a traditional Highland village home to the Highland Folk Museum and Clan Macpherson Museum situated within the Cairngorms National Park nestling between the Cairngorm and Monadhliath Mountains ranges.
The village has an excellent range of recreational facilities with its own golf course, bowling green and tennis courts.
The area also boasts hill walking, mountain biking, water sports at Loch Insh, ski-ing on Cairngorm Mountain and fishing on the River Spey.
There are also a good range of shops and restaurants in the village. Primary schooling is available, with the secondary school located three miles away in Kingussie.
Also in Kingussie is a health centre, dental practice and an indoor sports and leisure centre.
Newtonmore is situated approx 66 miles north of Perth and 48 miles south of Inverness with direct links by rail and road.
The Cairngorm Mountain and Nevis Range ski areas are both within an hour’s drive.
Inverness Airport is just over an hour away with direct flights to London or, alternatively, Edinburgh and Glasgow are around a two hour drive.
Old Bank House is a thoughtfully renovated traditional four-bedroom villa, prominently positioned on Newtonmore's Main Street and within easy walking distance of the village's amenities.
Dating from the 1930s, the property was originally constructed as the British Linen Bank before later serving as the Bank of Scotland and eventually being converted into a private residence in the 1970s.
The house has undergone an extensive programme of renovation and upgrading, including the installation of wall insulation, new UPVC windows, complete rewiring and replumbing, refurbishment and repainting of the guttering, and the addition of an oil-fired central heating system.
The result is a home that successfully combines modern comfort and efficiency with the character and charm of its historic origins.
At the heart of the property is a bright, contemporary double-aspect kitchen fitted with integrated appliances, electric range and attractive oak worktops.
The spacious living room is flooded with natural light from a large bay window and features a fireplace currently housing an electric stove, while retaining a working fireplace behind for those seeking a more traditional focal point.
A generous fourth bedroom with built-in wardrobe is located on the ground floor, alongside a versatile study which could alternatively serve as a snug or additional bedroom.
A modern shower room and a utility room, plumbed for both a washing machine and tumble dryer, complete the ground floor accommodation.
Upstairs, there are three well-proportioned double bedrooms, two of which benefit from built-in storage.
A stylish family bathroom features a roll-top bath and separate rainfall shower, while a separate WC adds further practicality.
Throughout the property, thoughtful design details such as tongue-and-groove panelling, cast-iron radiators, and a mix of original and carefully replicated doors pay homage to the building's heritage while complementing its contemporary finish.
Combining period character, modern upgrades and generous accommodation, Old Bank House offers an exceptional opportunity to acquire a distinctive family home in the heart of a thriving Highland community.
Outside The Old Bank House enjoys generous garden grounds set on an elevated position to the rear of the property, offering views towards Creag Dubh and the Monadhliath Mountains.
The grounds are predominantly laid to lawn and complemented by a variety of mature trees, creating a spacious outdoor area to the rear, there is gravelled off-street parking for multiple vehicles, accessed via a shared driveway.
A useful side entrance provides access to a storeroom housing the boiler, which also offers excellent storage for bicycles, outdoor equipment, and garden tools.
Included Fitted floor coverings and light fittings. All kitchen appliances will also be included. Services Mains electricity, water & drainage.
Council tax Currently Band E £2944.16 (2026/27), including water rates. Discounts available for single occupancy. Home report A Home Report is available.
- Reference: Home Report | Old Bank House - Postcode: PH20 1DD - Energy Performance Certificate Rating: Band D - Home Report Value: £350,000 Price Offers Over £350,000 are invited for this property.
The seller reserves the right to accept or refuse a suitable offer at any time. Offers Formal offers should be submitted to our office in Aviemore.
Viewing Viewing is strictly by appointment only through the Selling Agents.
Consumer protection from unfair trading regulations 2008 The above particulars, although believed to be correct, are not guaranteed, and any measurements stated therein are approximate only.
Purchasers should note that the Selling Agents have not tested any of the electrical items or mechanical equipment (e.g. Oven, central heating system etc.) included in the sale.
Any photographs used are purely illustrative and may demonstrate only the surrounds.
They are not therefore to be taken as indicative of the extent of the property, or that the photographs are taken from within the boundaries of the property, or what is included in the sale.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let restrictions apply
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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