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See how verdicts work4-bedroom house · ST7 4PD
For saleReduced £3.3k (−1.3%) on 17 JulListed 345 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Over 60s can secure this property with a Home For Life from Homewise Through the Home for Life Plan from Homewise, those aged 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future.
The cost to purchase the Lifetime Lease is always less than the full market value. Over-60s customers typically save between from 20% To 50%*.
Home for Life Plan guide price for Over-60s The Lifetime Lease price for this property is £244,500 based on an average saving of 33%.
Market Value Price: £365,000 The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard.
The plan allows customers to purchase a share of the property value (up to 50%) to safeguard for the future.
For an indication of what you could save, please use our calculator on the Homewise website.
Please call for more information or a personalised quote Please note: Homewise do not own this property and it is not exclusively for sale for the over-60s.
It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.
If you are not over 60 or would like to purchase the property at the full market value of £365,000, please contact the estate agent Stephenson Browne.
Property description Well presented family home - four double bedrooms - views from the rear bedrooms - Deceptively spacious split level detached family home extending to approximately 1487 square foot within the popular location of Mow Cop.
In brief the property comprises: Entrance hall with access into the converted garage/utility room, kitchen with fitted appliances, steps down to an open lounge diner with access into the sun room overlooking the rear garden.
To the first floor, four double bedrooms with the principal bedroom having its own en-suite, with the family bathroom completing the internal accommodation.
Externally, a driveway to the front provides off road parking with a rear lawn sat behinsd the hedged boundary.
To the rear, gardens are low maintenance with an expansive Indian stone sun terrace with a small stream that meanders alongside.
It stands in a lovely area of Mow Cop and whilst it offers a semi rural position, there are still a number of amenities nearby including a nearby shop, several pubs and two primary schools located in the village.
Mow Cop is a beautiful rural village which straddles the Cheshire and Staffordshire border and provides uninterrupted, panoramic views over the rolling countryside and the captivating 'Cheshire Plain'.
Ramblers and dog walkers can enjoy the Gritstone Trail and some of the finest walking in the area, with some fantastic ridge walks and many open green spaces of outstanding natural beauty.
The nearby towns of Congleton, Biddulph and Kidsgrove are within easy reach and the M6 motorway is readily accessible with junctions at either Sandbach or Holmes Chapel.
The A500 provides a link to Stoke-On-Trent, as well as major railway stations at Stoke-on-Trent and Crewe. Entrance Porch - Multi aspect double glazed windows and front door. Tiled flooring.
Entrance Hall - Frosted double glazed composite access door. Understairs storage. Radiator. Tiled floor Kitchen - 4.68 x 2.92 (15'4" x 9'6") - Dual aspect double glazed windows.
Contemporary range of high gloss wall, drawer and base units with timber style work surfaces that incorporate a one and a half bowl composite sink with mixer tap.
Integrated electric oven, four ring gas hob and a stainless steel extractor fan. Space and plumbing for a washing machine. Space for an American style fridge freezer. Spotlights. Radiator.
Tiled flooring. Converted Garage/Utility Room - 5.24 x 2.74 (17'2" x 8'11") - Double glazed French doors and dual aspect double glazed windows.
Attractive range of wall, drawer and base units with timber style work surfaces that incorporate a white ceramic sink with mixer tap. Space and plumbing for a washing machine. Radiator.
Laminate wood flooring. Lounge Diner - Double glazed French doors with fitted shutters. Two radiators. Laminate wood flooring.
Lounge Area - 4.64 x 3.61 (15'2" x 11'10") - Dining Area - 3.13 x 2.88 (10'3" x 9'5") - Garden Room - 4.23 x 2.93 (13'10" x 9'7") - Double glazed garden room with a double glazed skylight and French doors.
Vertical radiator. Tiled flooring. First Floor Landing - Radiator. Laminate wood flooring. Principal Bedroom - 3.98 x 3.76 (13'0" x 12'4") - Double glazed window. Built in storage cupboard. Radiator.
Laminate wood flooring. Access to:- En-Suite - 2.51 x 1.31 (8'2" x 4'3") - Suite comprising of a low level WC, vanity basin and walk in shower area with mixer tap. Heated towel rail.
Fully tied walls and flooring. Bedroom Two - 3.99 x 3.42 (13'1" x 11'2") - Double glazed window. Radiator. Laminate wood flooring.
Bedroom Three - 3.62 x 2.77 (11'10" x 9'1") - Double glazed rear window. Radiator. Laminate wood flooring. Bedroom Four - 3.13 x 3.11 (10'3" x 10'2") - Double glazed rear window. Radiator.
Laminate wood flooring. Family Bathroom - 2.53 x 1.80 (8'3" x 5'10") - Frosted double glazed window.
Three piece white suite comprising of a low level WC, pedestal wash basin and a panel bath with a wall mounted electric shower and screen. Heated towel rail. Fully tiled walls and flooring.
Externally - The property is approached via a block paved driveway providing off road parking. Mainly laid to lawn with hedged boundaries.
The rear garden is mainly paved and decked providing ample space for garden furniture. Well stocked borders housing a variety of trees, shrubs and plants.
Council Tax Band - The council tax band for this property is D.
Nb: Tenure - We have been advised that the property tenure is freehold, we would advise any potential purchasers to confirm this with a conveyancer prior to exchange of contracts.
Alsager Aml Disclosure - Agents are required by law to conduct Anti-Money Laundering checks on all those buying a property.
Stephenson Browne charge ?49.99 plus VAT for an aml check per purchase transaction. This is a non-refundable fee.
The charges cover the cost of obtaining relevant data, any manual checks that are required, and ongoing monitoring.
This fee is payable in advance prior to the issuing of a memorandum of sale on the property you are seeking to buy.
Nb: Copyright - The copyright of all details, photographs and floorplans remain the possession of Stephenson Browne.
The information provided about this property does not constitute or form part of an offer or contract, nor may be it be regarded as representations.
All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents.
All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed.
Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose. Suitable as a retirement home.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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FAQ
About 11a, Clare Street Mow Cop, Stoke-On-Trent
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