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See how verdicts work9-bedroom terraced house · CA17 4SH
For saleListed 380 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Kirkby Stephen is just ten miles from J38 of the M6, and the trans-Pennine A66 is 5 miles away is well placed for Kendal, Penrith, Appleby, the Lake District & the Dales.
The scenic Settle to Carlisle Railway is 1 mile away and the Coast to Coast and Lady Annes Highway footpaths run through the town.
The walks provide a steady stream of guests, many staying for 2 nights as they break the journey half way, with a rest day, and return later for a longer stay.
Kirkby Stephen has highly regarded primary and grammar schools, as well as a good range of shops, restaurants, pubs, church, chapel and doctor's surgery.
There is a weekly outdoor market and an thriving agricultural mart. There are also excellent sports facilities in town with cricket, football and Upper Eden rugby club.
The house is a former coaching inn, with many original features as well as the high ceilings and generous apportioned rooms one expects in a Victorian house.
It benefits from double glazing, gas central heating and is beautifully decorated throughout. Currently the property is ran as a successful B&B by Carol Pepper, for the past 25 years.
Carol runs the business with family members and is looking to retire and spend more time with grandchildren. Over the past three years the turnover averaged £70,000 - £80,000, under the VAT threshold.
This is based on only opening for 6 months from Easter to October.
Turnover could easily be increased by extending opening periods, offering evening meals, afternoon teas and further advertising or outside catering.
On the ground floor is a welcoming entrance hall with turned staircase. The large guest lounge and bar area lead through to a beautiful dining room.
There is a cosy owners lounge, commercial kitchen, rear hall, cloakroom and purpose built drying room. The first floor has five lovely en-suite lettings rooms, and stairs to a large store/bedroom.
On the second floor are a further four en-suite letting rooms. Externally, to the rear of the house is a large yard, ideal for parking, with access to Faraday Road.
There is also a lovely private patio with garden area and lean to stores.
Within the rear yard is a detached two bedroom cottage, this is available by separate negotiation and could provide owners accommodation or extra income for The Jolly Farmers.
An excellent family home or lifestyle business.
Guide Price £795,000 - £825,000 Superb B&B In Excellent Trading Position Eden Dales Market Town Dales, Lakes & Coast to Coast Walks 9 En Suite Bed Guest House 2 Bed Owners Cottage 2 Good Reception Rooms Catering Kitchen, Laundry & Boot Room Excellent Decorative Order Rear Patio, Large Yard & Parking Successsful Business with Scope to Increase
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About High Street, Kirkby Stephen, CA17 4
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