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See how verdicts work1-bedroom flat · KY4 8AE
Listing removedListed 346 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Description Keenly priced.
An excellent starter home, ideal for any discerning buyer looking for an easy to maintain property on the level with no maintenance, or would suit an investor looking for a good annual yield.
This ground floor flat is easily accessible with private residents parking and bike store.
This small community has a voluntary community garden/grounds fund (approximately £10 per month) where you can benefit from the well maintained and lovely enclosed gardens all year round and shared courtyard area.
There are superb views over the countryside towards Benarty Hill.
The property is well presented and briefly comprises communal entrance into private entrance hall, lounge/diner, kitchen, double bedroom with fitted wardrobes and bathroom with overhead electric shower.
The property has ample residents parking and visitors parking. It is double glazed with electric heating.
Location Lumphinnans is a small village placed between the larger towns of Cowdenbeath and Lochgelly in central Fife.
Lumphinnans Primary School is situated on the Main Street and hosts community events in the evenings. There are local amenities available including the Bowling Club.
The larger town of Cowdenbeath is located approximately five miles northeast of Dunfermline.
The town boasts a good selection of shops, modern leisure centre, golf course and further recreational facilities. The primary and secondary schools are easily accessible.
It has its own railway station connecting with both Dunfermline and Edinburgh. The town has easy access to the M90 and A92 motorway network, which makes commuting particularly easy. Extras inc.
In sale /agents note All floor coverings, blinds, bathroom and light fittings together with integrated appliances. There is a voluntary fund of £10 per month for garden and ground maintenance.
From 1st February 2022, residential properties in Scotland are required by law to have installed a system of inter-linked smoke alarms, carbon monoxide detectors and heat detectors (the 'inter-linked system').
No warranty is given that any interlinked system has been installed in this property and interested parties should make their own enquiries.
EPC rating: D Viewing Morgans on Tel: EPC Rating EPC rating: D
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 13, Robert Smith Court, Lumphinnans
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