3-bedroom flat · KY16 9NQ
For saleListed 12 days
Opportunity summary
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About
40 Lumsden Crescent is an exceptionally spacious and beautifully presented ground floor apartment, forming part of a highly regarded residential development in one of St Andrews’ most sought-after locations.
Enjoying a peaceful setting close to the picturesque Lade Braes woodland walk, the property offers generous accommodation, private outdoor space, a garage and allocated parking, all within easy reach of the town centre and its renowned amenities.
Accessed via a secure shared entrance serving only five apartments, the property occupies a prime ground floor position and is presented to an excellent standard throughout.
A welcoming reception hall provides access to all accommodation and enhances the sense of space immediately upon entering.
The impressive lounge is a bright and generously proportioned room, benefiting from dual-aspect windows that flood the space with natural light and create an ideal setting for both relaxation and entertaining.
At the heart of the home is a stunning contemporary dining kitchen, fitted with an extensive range of modern wall and base units, integrated appliances and excellent workspace.
A central dining area enjoys French doors opening directly onto a private patio and seating area, creating a seamless connection between indoor and outdoor living.
Bedroom one benefits from fitted wardrobes and a stylish en-suite shower room.
A second double bedroom also features fitted wardrobes, while a third bedroom offers flexibility as guest accommodation, a study or additional living space.
A beautifully appointed shower room serves the remaining bedrooms.
Further benefits include gas central heating, double glazing, a private garage, allocated parking space and additional visitor parking.
The apartment also enjoys access to well-maintained communal grounds within this attractive development.
EPC Rating - C Council Tax Band - E Tenure - Freehold Summary of Accommodation • Secure communal entrance • Reception hall • Dual-aspect lounge • Contemporary dining kitchen with French doors to patio • Bedroom with fitted wardrobes and en-suite shower room • Double bedroom with fitted wardrobes • Bedroom three / study • Shower room Outside: • Private patio area • Landscaped communal grounds • Private garage • Allocated parking space • Visitor parking Additional Features: • Ground floor apartment • Gas central heating • Double glazing • Excellent decorative condition throughout Location Lumsden Crescent is widely regarded as one of St Andrews’ most desirable residential locations, enjoying a peaceful setting whilst remaining within easy reach of the town centre.
The picturesque Lade Braes woodland walk offers a pleasant route into the heart of St Andrews, while excellent road links make accessing the town and surrounding area straightforward.
Internationally recognised as the “Home of Golf”, St Andrews is renowned for its world-famous golf courses, including the iconic Old Course, as well as its stunning beaches, historic architecture and vibrant cultural scene.
The town offers an outstanding selection of independent shops, cafés, restaurants and leisure facilities, together with the prestigious University of St Andrews.
The property is ideally situated for local primary and secondary schooling, all of which are within walking distance.
Beautiful coastal walks, the Fife Coastal Path and a wealth of sporting and recreational activities are also readily available nearby.
Combining spacious accommodation, modern finishes, private outdoor space and an excellent location, 40 Lumsden Crescent represents a superb opportunity to acquire a quality apartment in one of Scotland’s most sought-after coastal towns.
General Remarks & Information Fixtures and Fittings: Only appliances specifically mentioned in the sales particulars are included in the sale price.
In all other aspects the treatment of fixtures and fittings within the relevant Conveyancing Standard Clauses apply.
Services: Mains gas, electrice heating, mains water, electricity, broadband, telephone (subject to telephone providers’ regulations). Viewing: By appointment through Rettie St Andrews.
28 Bell Street, St Andrews, KY16 9UX. Email: Tel: Offers: Offers should be submitted in Scottish Legal Form to the selling agents Rettie & Co.
A closing date by which offers must be submitted may be fixed later.
Please note that interested parties are advised to register their interest with the selling agents in order that they may be advised should a closing date be set.
The seller reserves the right to accept any offer at any time.
Council Tax Band: E EPC Rating: C Postcode: KY16 9NQ Tenure: Freehold Particulars Prepared: 6th October 2026 Internet Website This property and other properties offered by Rettie & Co. & Rettie LLP's.
can be viewed on our website at as well as Rightmove, OnTheMarket and The London Office.
Servitude Rights, Burdens & Wayleaves The property is sold subject to and with the benefit of all servitude rights, burdens, reservations and wayleaves including rights of access and rights of way, whether public or private, light, support, drainage, water and wayleaves for masts, pylons, stays, cable, drains and water, gas and other pipes whether contained in the title deeds or informally constituted and whether or not referred to above.
Important Notice Connected Persons Please note that we are required under the Estate Agents Act 1979, and the Provision of Information Regulations 1991, to point out that the client we are acting for on the sale of this property is a ‘connected person' as defined by the act.
Rettie, their clients and any joint agents give notice that: They are not authorised to make or give any representations or warranties in relation to the property either in writing or by word of mouth.
Any information given is entirely without responsibility on the part of the agents or the sellers.
These particulars do not form part of any offer or contract and must not be relied upon as statements or representations of fact. All Rettie floorplans are drawn to RICS standard.
The text, photographs and plans are for guidance only and are not necessarily comprehensive and it should not be assumed that the property remains as photographed.
Any error, omission or mis-statement shall not annul the sale or entitle any party to compensation or recourse to action at law.
It should not be assumed that the property has all necessary planning, building regulation or other consents, including for its current use. Rettie & Co.
& Rettie LLP’s have not tested any services, equipment or facilities. Purchasers must satisfy themselves by inspection or otherwise and ought to seek their own professional advice.
All descriptions or references to condition are given in good faith only.
Whilst every endeavour is made to ensure accuracy, please check with us on any points of especial importance to you, especially if intending to travel some distance.
No responsibility can be accepted for expenses incurred in inspecting properties which have been sold or withdrawn.
Proof and source of Funds/Anti Money Laundering All sellers and buyers will be required to complete Anti-Money Laundering (AML) checks via our specialist third-party provider, Coadjute, who conduct these checks on our behalf.
These checks will include identity verification, proof of address, and proof of funds if applicable.
For further information on how your personal data is processed, please refer to Rettie's Privacy Policy and Coadjute's Data Security Statement.
Misrepresentations The property is sold with all faults and defects, whether of condition or otherwise and neither the seller nor Rettie & Co.
or Rettie LLP’s, the selling agent, are responsible for such faults and defects, nor for any statement contained in the particulars of the property prepared by the said agent.
The Purchaser(s) shall be deemed to acknowledge that they have not entered into contract in reliance on the said statements, that they are satisfied themselves as to the content of each of the said statements by inspection or otherwise and that no warranty or representation has been made by the seller or the said agents in relation to or in connection with the property.
Any error, omission or misstatement in any of the said statements shall not entitle the purchaser(s) to rescind or to be discharged from this contract, nor entitle either party to compensation or damages nor in any circumstances to give either party any cause for action.
EPC Rating: C Council Tax Band: E
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
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Archie refurb estimate: a Pro feature
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisors before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
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BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
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About 40, Lumsden Crescent, St. Andrews, Fife
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