Emmerson Gardens, Whitstable, CT5 2NA

Securing this property with A lifetime leaseover 60s can secure this property with a home for life from homewise Through the Home for Life Plan from Homewise, those aged 60 or over can purchase a Lifetime Lease and a share of the property value to safeguard for the future.

The cost to purchase the Lifetime Lease is always less than the full market value. Over 60s customers typically save between from 20% to 50%*.

Home for Life Plan guide price for overs 60s: The Lifetime Lease price for this property is £106,000 based on an average saving of 33%.

Market Value Price: £160,000 The price you pay will vary according to your age, personal circumstances and requirements and will be adjusted to include any percentage of the property you wish to safeguard.

The plan allows customers to purchase a share of the property value (up to 50%) to safeguard for the future.

For an indication of what you could save, please use our calculator on the homewise website. Please call for more information or a personalised quote.

Please note: Homewise do not own this property and it is not exclusively for sale for the over-60s.

It is being marketed by Homewise as an example of a property that is currently for sale which could be purchased using a Home For Life Lifetime Lease.

If you are not over 60 or would like to purchase the property at the full market value of £160,000, please contact the estate agent Wards.

Property DESCRIPTIONAn ideal first-time purchase or investment opportunity, this spacious one-bedroom ground floor flat offers generously proportioned accommodation and the added benefit of a good-sized private rear garden.

Upon entering, a self-contained entrance hall provides access to all rooms.

The bright and welcoming lounge features a fitted electric fire and a large picture window, allowing plenty of natural light to flood the space.

The kitchen is fitted with a range of units and offers ample storage and workspace. There is also a generously sized double bedroom and a fully fitted bathroom.

Outside, the low-maintenance rear garden provides a pleasant space to relax and includes useful storage sheds.

Conveniently situated, the property is just a short stroll from Swalecliffe's parade of local shops, cafés and public house/restaurant, as well as Chestfield & Swalecliffe mainline railway station.

Regular bus services are also available nearby, making this an excellent location for commuters and those seeking easy access to local amenities.

Room sizes: Hallway Lounge 15'6 x 12'6 (4.73m x 3.81m) Kitchen 8'3 x 8'1 (2.52m x 2.47m) Bedroom 11'8 x 11'1 (3.56m x 3.38m) Bathroom 8'3 x 5'1 (2.52m x 1.55m) Rear Garden The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations.

All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents.

All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed.

Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

If buying to rent, please check if Local Authority licensing schemes apply before proceeding. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details.

Appliances & services are untested, dimensions are approximate and floor plans are not to scale. We are pleased to offer our customers a range of additional services to help them with moving home.

None of these services are obligatory and you are free to use service providers of your choice.

Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services.

If you choose to use a service provider recommended by Homewise, details of all referral fees can be found at the link below.

If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

Council Tax band: A Tenure: Leasehold Annual ground rent: £ 10 Annual service charge: £ 411 Years remaining on lease: 100 Suitable as a retirement home.