We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work3-bedroom terraced house · IM8 2HA
Listing removedListed 399 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Ground Floor Hallway (Approx 13'2 x 6'3) Bright hallway after entering through a uPVC double glazed door.
The hallway has the staircase on the left when entering the property, with 3 cupboards under the stairs for storage. The mains electrical board is located by the door.
The hallway is finished with a ceiling light and carpeted flooring throughout.
Lounge (Approx 15'8 x 10'10) Bright lounge located at the rear of the property with two uPVC double glazed windows and a uPVC double glazed door with a frosted window.
There is an electric fire in the lounge positioned in front of the chimney stack, There used to be a gas fire in place which was removed and the gas pipe was capped.
The lounge has a ceiling light and finished with carpeted flooring throughout. Kitchen/Diner (Approx 15'2 x 9'5) Spacious bright kitchen with a large uPVC double glazed window on to the front aspect.
Located under the window is the sink with drainer. There are floor and wall mounted cupboards to three sides and a standalone electric cooker.
The cooker has a 4 ring hob on top and two ovens located below. There is plenty of space for a dining table and a standalone fridge/freezer.
The kitchen has a ceiling light and is finished with linoleum flooring in the kitchen area, and carpeted flooring in the dining area.
1st Floor Landing (Approx 10'4 x 6'6) Landing with a storage cupboard and the loft space of the property can be accessed from here. The landing has a ceiling light and carpeted flooring throughout.
Bedroom 1 (Approx 14'0 x 8'9) Spacious double bedroom with a built in double wardrobe on your right and large uPVC double glazed window providing views on to the rear aspect of the property.
The bedroom has a ceiling light and finished with carpeted flooring throughout.
Bedroom 2 (Approx 10'6 x 8'9) Further double bedroom located at the front of the property with a uPVC double glazed window.
The storage cupboard located on the landing takes a small portion of the bedroom space which is behind the door. There is a ceiling light and carpeted flooring throughout.
Bedroom 3 (Approx 7'5 x 6'5) Single bedroom located at the rear of the property with a uPVC double glazed window. There is a ceiling light and carpeted flooring throughout.
Bathroom (Approx 6'5 x 5'6) The family bathroom is located at the front of the property with a uPVC double glazed frosted window.
There is a peach coloured three-piece suite comprising of a bath with an electric Mira shower and shower curtain, the WC and sink are located under the window.
The bathroom is finished with a ceiling light and linoleum flooring throughout.
Services Mains Electricity Mains Gas with combination boiler for water and heating Fibre Broadband Outside Off street parking to the front of the property.
Rates 2025 - 2026 Gross Amount Payable - £TBC Directions From Parliament Square follow the road to Ramsey Bus Station.
The first right (Prince's Road) after the bus station follow the road up the hill. Take the first left onto Swales Terrace, with number 10 the first property on your left hand side.
Offers All offers and negotiations through the offices of Cowley Groves & Co. Ltd. Possession Vacant possession will be given on completion by arrangement.
Viewing Strictly by appointment through the Agents, Cowley Groves & Co. Ltd. 9 Parliament Street, Ramsey, IM8 1AS.
To make an appointment through Managing Agents Cowley Groves Please contact our Ramsey office on or email us on
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 10 Swales Terrace, Ramsey, IM8 2HA
Explore nearby
