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See how verdicts work1-bedroom flat · IM8 1ED
For saleReduced £5k (−2.9%) on 27 OctListed 268 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Accommodation Hallway: (Approx 17'7 x 4'11) A spacious welcoming hallway with a large storage cupboard with 2 sliding doors on the left hand side before the door to the bathroom.
The hallway is finished with a ceiling light and carpeted flooring. Lounge: (Approx.
19'3 x 18'7) A bright and spacious L shaped lounge with uPVC double glazed bay windows, with one window providing a distant sea view.
There are two doors in the lounge, one accessing the hallway with the other providing access to the kitchen. The lounge is finished with a ceiling light and carpeted flooring. Kitchen: (Approx.
13'3 x 6'7) Accessed from the lounge the kitchen has a UPVC double glazed window with the stainless steel sink with drainer below and floor mounted cupboards.
Along the left hand wall are floor and wall mounted cupboards with a tiled splash back which extends around the back of the sink.
There is space beneath the worktop for a standalone washing machine, at the end of the worktop further space allows for a standalone electric oven with hob above and full height fridge/freezer.
When entering the kitchen the Vaillant gas boiler is mounted on the wall on your right hand side. The kitchen is finished with a ceiling light and linoleum flooring. Bedroom 1: (Approx.
17'4 x 14'4) Large double bedroom with a uPVC double glazed bay window and a large fitted triple wardrobe with sliding doors the length of the left hand wall.
The bedroom is finished with a centre ceiling light and carpeted flooring. Family Bathroom (Approx.
11'6 x 6'10) A large bathroom with a uPVC double glazed frosted window and a light blue three piece suite.
Positioned under the window is the toilet, with the bath along the far wall with shower above the tap end and shower curtain.
The pedestal sink is on your right when entering the bathroom with a wall mounted mirror and separate light above.
The walls are partially tiled and painted throughout with the bathroom finished with a ceiling light and linoleum flooring. Directions From Queens Promenade turn right at the back of Queens Court.
Turn left into St Pauls Mews where No 20 can be found on the left hand side. Services Mains water Mains electricity. Gas fired central heating.
Leasehold The remainder of a 125 year lease which runs until 23rd February 2109 Service Charge Nov 25 - May 26 £140.00 Rates 2025 - 2026 £1,087.70 Ground Rent £150.31 May 25 - Nov 25 Rates: Offers All offers and negotiations through the offices of Cowley Groves & Co.
Ltd. Possession Vacant possession will be given on completion by arrangement. Viewing Strictly by appointment through the Agents, Cowley Groves & Co. Ltd. 9 Parliament Street, Ramsey, IM8 1AS.
To make an appointment through Managing Agents Cowley Groves Please contact our Ramsey office on or email us on
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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Agent & docs
FAQ
About 20 St Paul's Mews, Ramsey, IM8 1ED
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