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See how verdicts work4-bedroom house · IM8 1BD
Sold STCListed 170 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Dating back to circa 1750, this stunning double-fronted Georgian home is steeped in history and beautifully combines period elegance with contemporary living.
Occupying a prime position in the heart of Ramsey, the property offers substantial and versatile accommodation across three floors, all within a short, level walk of the town centre, beach, swimming pool, cafés and local amenities.
Retaining an abundance of original charm and character throughout, the property features spacious interiors, ideal for modern family living or those seeking an impressive coastal residence.
The ground floor comprises an entrance vestibule leading into a welcoming reception hall, a superb living room centred around an impressive Manx stone fireplace, and a large open-plan dining kitchen which is currently in the process of being re-fitted.
A separate WC and access to the large triple garage/workshop (held on a long term lease, see details at the bottom of the listing) further enhance the practicality of the home.
Arranged over the upper floors are five generously proportioned bedrooms, four of which are spacious doubles, together with four ensuite bathrooms, providing excellent flexibility for family life and visiting guests alike.
Externally, the courtyard garden enjoys sea-facing aspects and offers a nice space to sit and relax, just moments from the beach and promenade.
Garage - Leasehold, 999 Year lease, created in 2009 and is paid up to 2109.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About Mona Street, Ramsey, IM8
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