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See how verdicts work5-bedroom property · DG8 7JJ
For saleListed 272 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Entering 4 Harbour Street, you are welcomed into a bright and practical entrance hall, setting the tone for the generous accommodation throughout.
From here, stairs lead to the upper floor while the ground floor unfolds into a well-balanced family layout.
To the front of the property, the lounge offers a comfortable and relaxing space, enhanced by a north-facing window and a wall-mounted electric fire with an oak beam surround.
Adjacent is the formal dining room, ideal for family meals or entertaining, featuring a modern wall-mounted gas fire and an attractive outlook to the front.
Moving through the home, the property opens into an impressive open-plan kitchen and dining area, flooded with natural light from a south-facing window and three Velux windows overhead.
This modern space is fitted with a range of contemporary units and integrated appliances, providing both style and practicality.
Patio doors lead directly out to the garden and bar area, making this an excellent hub for everyday living and social gatherings.
A rear hall provides internal access to the separate cottage, while also leading to a ground-floor bedroom, ideal for guests, older family members, or home working.
Completing the ground floor is a stylish family bathroom, finished with wet-wall panelling, a freestanding bath, and quality fittings, along with useful under stairs storage.
Ascending to the first floor, the landing is naturally bright and provides access to a floored attic via a fixed stair, offering excellent storage or future potential.
The principal bedroom is a generous dual-aspect room, featuring built-in bridging storage and an ornamental fire surround, creating a characterful yet functional retreat.
Two further bedrooms on this level are well-proportioned and versatile, suitable for family use or guests, with one housing the gas combi boiler neatly within a built-in cupboard.
Returning downstairs and through the rear hall, you enter the beautifully renovated Old Bakery Cottage, which enjoys its own identity while remaining connected to the main house.
The cottage opens into a striking open-plan lounge and dining area, filled with light from multiple windows and patio doors leading to the garden.
A charming original cast-iron baker’s oven door serves as a unique focal point, reflecting the building’s heritage.
The adjoining kitchen is modern and well-appointed, with integrated appliances and practical storage, including an understairs cupboard. A cloakroom completes the ground floor.
Upstairs, the cottage landing is brightened by Velux windows and offers additional storage.
There are two spacious bedrooms, both enjoying excellent natural light, along with a contemporary shower room finished to a high standard.
Externally, the low-maintenance garden provides a private and sociable outdoor space, centred around the converted stable block now known as “The Harbour Inn” a standout feature offering a unique entertaining area rarely found in residential properties.
Overall, this exceptional property combines flexible family living, income potential, and character features, all within a popular coastal village location.
Whether used as a large family home, multi-generational property, or residence with holiday-let opportunity, 4 Harbour Street offers versatility rarely available in today’s market.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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FAQ
About 4, Harbour Street, Newton Stewart
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