We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work1-bedroom flat · KA28 0AG
Listing removedReduced £6k (−10.9%) on 13 AugListed 167 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Perfectly positioned in the heart of Millport on the scenic Isle of Cumbrae, this well presented first floor flat enjoys an exceptionally convenient location with all local amenities literally on the doorstep.
The property represents an ideal opportunity for a holiday retreat, investment, or permanent island residence.
The accommodation comprises a welcoming reception hallway leading into a bright and comfortable living / dining room, which is complemented by an adjacent fitted kitchen, ideal for modern day living.
There is a well proportioned double bedroom which benefits from a private en suite shower, while a separate WC completes the accommodation.
The property is double glazed throughout and further benefits from electric heating, The Isle of Cumbrae (Great Cumbrae) lies just off the Ayrshire coast.
A highly sought after destination, the island is renowned for its relaxed lifestyle and wide range of outdoor pursuits.
Millport offers a variety of local shops, cafes and restaurants, and is home to Britain’s smallest cathedral – the historic Cathedral of the Isles, completed in 1851.
The island’s beautiful beaches and charming seafront evoke a timeless, nostalgic atmosphere.
Access to the island is via a frequent, year round Caledonian MacBrayne ferry service from the mainland town of Largs.
Whether you are seeking a peaceful permanent home, holiday apartment, or a buy to let opportunity in a popular tourist location, this attractive flat offers a wonderful chance to enjoy the beauty and tranquillity of life on the Isle of Cumbrae.
Kitchen/Living Room (4.68m x 4.35m) Bedroom (3.38m x 2.83m) WC (1.36m x 0.73m)
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 53C, Stuart Street, Isle of Cumbrae
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