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See how verdicts work5-bedroom detached house · YO61 4RE
For saleListed 178 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
AN IMPOSING GRADE II LISTED FORMER MERCHANTS HOUSE SET IN ONE OF THE NORTH'S MOST FAMOUS COASTAL TOWNS.
NEARBY: North York Moors 2 miles, Robin Hood's Bay 5.5 miles, Scarborough 19 miles, Pickering 21 miles.
ACCOMMODATION: Lower Ground Floor: Hall, sitting room, kitchen, utility room, bedroom and bathroom. Ground Floor: Reception hall, drawing room, sitting room, dining room and living kitchen.
WC First Floor: 2 bedroom suites, bedroom, house bathroom and laundry room Second Floor: 2 bedroom suites.
Outside: South facing terrace garden to the front elevation with private parking and double garage at the rear which is accessed off Walker Street.
INTRODUCTION: Thistle Bank is a fabulous Grade II listed Georgian property that sits in the heart of Whitby, fully taking in the surroundings and ambience.
The house has been beautifully restored and refurbished by the current vendor and now provides exquisite accommodation of superb proportions and blends modern day luxuries with original architectural features.
At the moment the house is used mainly as a high end BnB with the vendor occupying the lower ground floor apartment. However, the house is perfect as a principle or secondary family home.
The main accommodation is over 3 floors with 6 bedrooms, 5 bathrooms and 3 fine reception rooms, not excluding the light airy reception hall with its lovely staircase and the apartment.
To the front of the house there is an attractive south facing garden with terraces, approached through decorative wrought iron gates. There is an impressive stone stairway leading to the front door.
In addition, there is a walled courtyard to the rear, the double garage and parking spaces are accessed from Walker Street.
ENVIRONS: Whitby is a popular seaside town steeped in history with The Abbey and port. There is still a fishing fleet and marina.
There is a wide range of shops, restaurants, and pubs in the town centre as well as other amenities and facilities.
The North York Moors National Park is on the doorstep, and the Yorkshire coastline is stunning, attracting visitors from across the region.
SERVICES: We are advised that the property has mains water, electricity and drainage. The central heating is gas fired.
( NB there is not central heating in the ground floor apartment ) LOCAL AUTHORITY: North Yorkshire Council TENURE DETAILS: We are advised that the property is freehold and that vacant possession will be granted upon legal completion.
DIRECTIONS: Arriving in Whitby on the A171 (which becomes the A174) aim for the centre of town. At the roundabout turn right on to Bagdale. Thistle Bank is situated on the left-hand side.
VIEWING ARRANGEMENTS: Strictly through the selling agent. Croft
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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About Thistle Bank, Whitby, YO61 4RE
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