We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work4-bedroom terraced house · CA11 7JY
Listing removedListed 108 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Situated on the ever popular Elm Terrace, this attractive Victorian terraced home beautifully combines period charm with spacious family living.
Retaining a wealth of original features throughout, the property offers generous accommodation arranged over three floors.
The ground floor comprises a welcoming lounge centred around a characterful log burning stove, a separate dining room ideal for entertaining, and a charming kitchen featuring an electric Aga.
A striking staircase with an arched feature window provides an impressive focal point and enhances the home's Victorian character.
To the first floor are two well proportioned double bedrooms and a stylish four piece family bathroom.
The second floor offers two further bedrooms together with a versatile open landing space, ideal as a study area, reading nook or hobby space.
Externally, the property benefits from a front garden mainly laid to lawn and complemented by mature shrubs and trees, creating an attractive approach to the home.
To the rear is a terraced garden featuring a patio seating area and lawn, providing excellent outdoor space for relaxing and entertaining.
An outhouse houses the boiler and offers useful additional storage. Permit parking is available on Elm Terrace, with additional permit parking available within the nearby Morrisons car park.
Offering character, space and a convenient location close to Penrith town centre and its amenities, this charming Victorian home is an excellent opportunity for families and those seeking a property with period appeal.
EPC Rating: E Living Room 4.01m x 3.58m Dining Room 4.06m x 3.58m Kitchen 3.51m x 2.46m Bedroom 2 3.67m x 3.46m Bedroom 1 3.88m x 3.57m Bathroom 2.35m x 3.55m Bedroom 3 3.33m x 5.55m Bedroom 4 3.48m x 2.98m External To the front of the property is a lawned garden with mature shrubs and trees.
To the rear is a terraced garden with patio, lawn and outhouse with the boiler in. Permit parking is available on Elm Terrace or in Morrisons car park.
Directions 7 Elm Terrace can be located by using the postcode CA11 7JY or by using What3Words: ///views.bypassed.restores Services Mains electricity, gas, water & drainage; gas central heating; double glazing installed throughout.
Please note: measurements are approximate so may reflect the maximum dimensions and the mention of any appliances/services within these particulars does not imply that they are in full and efficient working order.
Referral Fee Disclosure PFK works with preferred providers for services relating to buying or selling property.
These providers offer competitive pricing, but you are under no obligation to use them and are free to choose alternatives.
If you do use these services, PFK may receive a referral fee as follows (all figures include VAT): • Conveyancing (Napthens LLP, Bendles LLP, Scott Duff & Co, Knights PLC, Newtons Ltd, Beyond Conveyancing Ltd): £120 to £240 per completed sale or purchase.
• Auction – If you decide to sell your property via Auction House Cumbria following our introduction, the average referral fee earned for 2025 was £2,398 and is dependent on the final sale price.
• Financial Services (Emma Harrison Financial Services): average referral fee of £221 in 2024 for arranging mortgages, insurance, and related products.
• EPCs (M & G EPCs Ltd): £25 for EPC • Anti-Money Laundering (AML) Checks (via Landmark): between £8.50 and £15.50.
Value & comps
No previous sales on record.
See the independent valuation, upside vs guide, and per-strategy max bid for this lot. Sign in to see it.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below starting price
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About Elm Terrace, Penrith, CA11
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