We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work1-bedroom flat · OX4 1HU
Listing removedReduced £25k (−10%) on 2 SepListed 93 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Presented in impeccable condition, this fantastic one-bedroom second-floor flat offers a perfect blend of modern living and genuine character.
Boasting excellent proportions across approximately 41.1 sq. M, the property is ideally situated right on the doorstep of a vibrant array of cafes, shops, supermarkets, and restaurants.
The heart of the home is an impressively spacious living area that provides wonderful flexibility for both relaxing and dining.
The great dimensions and layout make it a fantastic space to unwind or entertain guests, serving as a genuinely inviting centrepiece to the flat.
Finished to a lovely standard, the kitchen is highly impressive. It maximises the available space perfectly, combining practicality with a very homely, warm feel that is rare to find.
With the rare advantage of zero service charges, zero ground rent, and exciting scope to extend into the loft, this home represents a brilliant opportunity for first-time buyers, professionals, and investors alike.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 109b, Cowley Road, Oxford
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