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See how verdicts work2-bedroom terraced house · CA28 6PX
For saleListed today
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A charming yet deceptively spacious two-bedroom end-of-terrace home, situated in the popular village of Lowca.
Boasting light-filled accommodation throughout, the property offers a welcoming living room, open-plan kitchen/dining room, two well-proportioned double bedrooms and a modern first-floor bathroom.
Ideally located just a short drive from Whitehaven town centre, with convenient access to local shops, schools, amenities and excellent transport links, the property would make an ideal first-time purchase or buy-to-let investment.
Offered for sale with no onward chain, early viewing is highly recommended to fully appreciate all that this lovely home has to offer.
IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS: We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact.
The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given.
All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed.
If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view.
POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller.
POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details.
A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions.
Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases.
WHV260774/2 Entrance Hall A welcoming entrance hall creates a lovely first impression, with stairs leading to the first floor.
A large open archway leads through to the living room, enhancing the sense of space and creating an inviting entrance to the home.
Living Room 6.93m x 3.1m A spacious and comfortable reception room, centred around a feature fireplace with a freestanding electric log-burning effect stove, creating a cosy focal point.
A large picture window overlooking the kitchen/dining room allows natural light to flow through the property, further enhancing the bright and airy feel.
Kitchen/Dining Room 4.46m x 2.7m An open-plan kitchen/dining area, fitted with a range of units complemented by oak-effect worktops and a freestanding electric cooker.
The dining area offers ample space for a four-seater table with a glazed external door provides direct access to the rear yard.
A useful understairs cupboard offers excellent additional storage, ideal for household essentials or use as a pantry.
First Floor The first-floor landing provides access to both bedrooms and the bathroom, along with a useful over stairs storage cupboard.
Bedroom 1 4.13m x 2.86m A generously proportioned primary bedroom, offering ample space for a double bed and additional bedroom furniture.
Bedroom 2 3.96m x 2.72m A further well-sized double bedroom. Bathroom 2.68m x 2.66m A modern bathroom finished with contemporary marble-effect wall panelling.
The suite comprises a panelled bath with shower over, heated towel rail, WC and wash hand basin set within a fitted vanity unit.
Outside To the rear, an enclosed, low-maintenance yard provides a pleasant space to sit and relax during the warmer months, with minimal upkeep required.
Two useful outbuildings offer convenient additional storage, while a rear gate provides external access.
To the front, a gravelled garden featuring a variety of established bushes and shrubs creates an attractive and welcoming approach to the property.
Agents Notes The property benefits from gas central heating and double glazing. Parking for the property is on street.
We have been informed by the current owners, that similar to other properties on the terrace, a small parcel of land is situated to the rear of the property.
Although this land falls outside the property’s boundary and is not included in the sale, the current owners have historically made use of the area, which currently accommodates off-street parking and two outbuildings (as can be seen in photo labelled 'additional').
Prospective purchasers are advised to make their own enquiries regarding the permitted use of this land.
A copy of the land registry and title plan, showing ownership of this parcel of land to The Home Group, is available to interested parties from the branch.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About West Croft Terrace, Lowca, Whitehaven, Cumbria, CA28
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