We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work3-bedroom terraced house · SA1 8HL
Listing removedListed 70 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Situated in the popular area of St Thomas, this spacious three-storey terraced property offers versatile accommodation arranged over three floors and is ideally positioned within close proximity to Swansea City Centre, the SA1 development and the M4 motorway, providing excellent access for commuters and those looking to enjoy the amenities of the city.
The ground floor comprises a porch, entrance hallway, lounge, kitchen and bathroom.
To the first floor are two bedrooms and a further bathroom, while the second floor provides an additional bedroom together with a useful office/dressing area, offering flexibility for those working from home or requiring additional space.
The property does require modernisation throughout, but offers excellent potential to create a fantastic home or investment opportunity and provides buyers with the chance to update and personalise the accommodation to their own taste.
Offered with no onward chain, early viewing is recommended to appreciate the space and potential this property has to offer.
Accommodation ground floor Entrance Porch Hallway Lounge 16'2 x 11'0 Kitchen 13'8 x 6'4 Bathroom first floor Bedroom One 14'7 x 10'1 Bedroom Two 13'0 x 8'1 Bathroom second floor Bedroom Three 13'9 x 7'0 Office/Dressing Area 8'9 x 5'3 external To the front of the property is ample on-street parking.
To the rear is a low-maintenance courtyard-style garden, providing a pleasant outdoor space for seating and entertaining. The garden also benefits from a useful shed and convenient rear access.
Additional information Tenure: Freehold EPC: New awaited Council tax band: B Please quote HP0926 when enquiring These particulars, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract.
Intending purchasers should not rely on them as statements or representations of fact, but must satisfy themselves by inspection or otherwise as to their accuracy.
Anti-money laundering regulations - We are required by law to conduct Anti-Money Laundering (aml) checks on all parties involved in the sale or purchase of a property.
We take the responsibility of this seriously in line with hmrc guidance.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 20, Upton Terrace, Swansea
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