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See how verdicts work1-bedroom flat · KA28 0AJ
For saleListed 15 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Perfectly positioned in the heart of Millport on the picturesque Isle of Cumbrae, this well-presented top-floor flat presents an excellent opportunity to acquire a centrally located home with an abundance of amenities, shops, cafés and the seafront all on the doorstep.
Enjoying a prime setting, the property boasts stunning, uninterrupted sea views, providing a constantly changing coastal backdrop and greatly enhancing its appeal as a peaceful island retreat.
The accommodation is both practical and welcoming, comprising a reception hallway leading to a bright and spacious bay-window lounge.
Flooded with natural light, this attractive living space enjoys breathtaking panoramic views across the water and offers the perfect environment for both relaxing and entertaining.
A particular feature of the property is the generous dining-sized kitchen, which provides ample storage and excellent space for casual dining.
The accommodation is further complemented by a generously proportioned double bedroom and a well-appointed bathroom, completing this appealing home.
Additional benefits include double glazing throughout and electric radiators, ensuring comfort and efficiency all year round.
Externally, residents can enjoy exceptionally well-maintained communal rear gardens, providing a pleasant outdoor space in which to relax and unwind.
The building itself has been carefully maintained, benefiting from a recently replaced roof and freshly painted exterior, offering peace of mind to prospective purchasers.
The Isle of Cumbrae, situated just off the Ayrshire coast, remains one of Scotland's most desirable island destinations, renowned for its spectacular scenery, relaxed pace of life and wide range of leisure pursuits, including cycling, golf, sailing and watersports.
Combining island charm with excellent accessibility to the mainland, it continues to attract those seeking a permanent residence, holiday home or investment opportunity.
Offering an exceptional combination of location, views and lifestyle, this delightful property is certain to appeal to a wide range of buyers.
Early viewing is strongly recommended to fully appreciate the quality of accommodation and enviable setting on offer. **Furthermore the property is being sold fully firnished.**
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 24F,, Stuart Street, Isle of Cumbrae
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