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See how verdicts work5-bedroom terraced house · TR26 1QL
For saleListed 451 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Currently being used as an HMO for a local business, this is a great sized house on one of the hidden gem terraces within St Ives, Cornwall.
Located in the centre of the town just a very short walk down to the shops, restaurants, harbour and beaches.
Accommodation at the moment internally is offering five bedrooms, kitchen / diner, shower room and WC, however it could also be utilised as a three bedroom with two reception rooms with scope to improve the accommodation further.
Hallway Radiator, stairs to first floor with storage under, doors to Bedroom / Living Room 12' 0'' x 10' 8'' (3.66m x 3.25m) UPVC double glazed window to the front, radiator, power points, recess with shelving, TV point Bedroom / Dining Room 10' 3'' x 12' 4'' (3.12m x 3.77m) Radiator, power points, built in recess with small storage area.
This room could be knocked through into the kitchen to provide a large kitchen / diner Kitchen / Diner 9' 10'' x 15' 5'' (2.99m x 4.69m) Good sized extended room with a range of eye and base level modern units with worktop surfaces over, 4 ring electric hob with electric oven under and stainless steel hood and fan over, stainless steel sink unit and drainer with taps over, large skylight, ample power points, radiator, space for fridge / freezer First Floor Landing Access to loft space, power points, doors to Shower Room 7' 10'' x 5' 3'' (2.38m x 1.59m) Double glazed window to the side, close coupled WC, pedestal wash hand basin, heated towel rail, large walk in shower cubicle with mains connected shower inset offering rainfall head and handheld detachable, built in cupboard housing the boiler.
Cloakroom 4' 5'' x 2' 8'' (1.35m x 0.81m) Double glazed window to the side, close coupled WC, wall mounted wash hand basin Bedroom 10' 8'' x 12' 5'' (3.25m x 3.79m) Double glazed window to the rear, power points, wood moulded fireplace with cast inset, TV point Bedroom 9' 1'' x 10' 9'' (2.76m x 3.27m) Double glazed window to the front, power points, radiator, cast fireplace Bedroom 6' 8'' x 10' 8'' (2.03m x 3.24m) Double glazed window to the front, power points, radiator Outside To the front of the property is a good sized garden area, neighbouring properties have utilised this space to create a lovely outside seating and garden area.
Material Information Verified Material Information Council Tax band: C Tenure: Freehold Property type: House Property construction: Standard undefined construction Energy Performance rating: D Electricity supply: Mains electricity Solar Panels: No Other electricity sources: No Water supply: Mains water supply Sewerage: Mains Heating: Mains gas-powered central heating is installed.
Heating features: Double glazing Broadband: FTTP (Fibre to the Premises) Mobile coverage: O2 - OK, Vodafone - Good, Three - OK, EE - Good Parking: None Building safety issues: No Restrictions - Listed Building: No Restrictions - Conservation Area: No Restrictions - Tree Preservation Orders: None Public right of way: No Long-term area flood risk: No Historical flooding: No Flood defences: No Coastal erosion risk: No Planning permission issues: No Accessibility and adaptations: None Coal mining area: No Non-coal mining area: Yes All information is provided without warranty.
Contains HM Land...
Value & comps
No previous sales on record.
Returns
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We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About North Terrace, St Ives, Cornwall
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