3-bedroom terraced house · CA13 0TZ
For saleListed 20 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Fields At The Front, A River At The Back, And A Bus Stop Two Minutes Away. Not bad for a terraced cottage that won't break the bank.
This is what it feels like when the countryside actually comes with the postcode. Open fields stretching away from the front windows. The River Derwent rolling past the back.
And a bus stop that's genuinely two minutes' walk away. For a two-bedroom stone cottage in the Cumbrian countryside, that's a combination that's harder to find than it sounds.
The cottage has two separate reception rooms, which gives it a flexibility that most terraced properties at this price point simply don't offer.
You can have a sitting room that's actually for sitting in, and a dining room that does something genuinely different.
That second room might become a workspace, a playroom, or simply somewhere to eat without clearing away the laptop first. The kitchen is the most updated room in the house.
White gloss units run the full width, with granite-effect worktops and a full suite of appliances - including a double oven and a fridge freezer - already in place, so there's no immediate outlay on white goods.
The wood-effect floor adds warmth without trying too hard. Upstairs, there are two bedrooms, with the main bedroom looking out over the countryside in front of the row.
The bathroom is also on the first floor, which isn't always the case with properties on this row - so there's no trudging downstairs in the middle of the night.
Above them, the loft room gives you a third space that can flex with whatever you need most right now, whether that's a home office if you're working remotely, a hobby room, or somewhere for the occasional overnight guest to sleep without feeling like an imposition.
The practical news is good, too. The roof was replaced in 2025.
The gas boiler is believed to have been installed around 2022, so the kind of expenditure that tends to arrive without warning has been largely dealt with already.
There's a small rear yard with access onto the communal lane behind the row.
The bus connections here are genuinely good for a village address - frequent enough, and well-routed enough, that you could live here quite comfortably without a car.
The X5 and 600 services from the stops on Derwent View and Greysouthen Road End, both around a two-minute walk, run regularly into Cockermouth and Workington, with onward connections to Keswick, Penrith and Carlisle.
Cockermouth town centre itself is only five to ten minutes by car, and has independent shops, cafés and supermarkets all within easy reach.
For families or anyone thinking ahead, St Bridget's C of E School in Brigham is around a six-minute walk, and Cockermouth School is included on the school transport network from Broughton Cross.
If you've been looking for a property with real character, a countryside setting that isn't just a phrase in a listing, and enough modern work done to move in without a project on your hands - this is the one that answers that description.
We're expecting good interest - get in touch to arrange a viewing.
Value & comps
No previous sales on record.
Returns
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Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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FAQ
About 15, Derwent Row, Cockermouth
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