SNG SO, 29, Crouch Gardens, Hertfordshire, SG9 9FL

Shared Ownership This superb modern home is available to buy from as little as £142,500 with a 50% share!

A well-presented and thoughtfully designed two-bedroom apartment offering bright, contemporary living accommodation in a convenient residential location close to Royston’s amenities and transport links.

The property features a spacious open-plan kitchen/living area, creating an excellent space for both everyday living and entertaining.

There are two well-proportioned bedrooms, with the principal bedroom benefiting from an en-suite shower room, while a separate family bathroom serves the remainder of the accommodation.

Outside, there is allocated residents parking and the property benefits from a lease with 112 years remaining.

Further advantages include useful internal storage, a practical layout throughout, and an abundance of natural light.

The apartment would make an ideal first-time purchase or low-maintenance home for those looking to enjoy modern living within easy reach of local shops, restaurants, schools, and mainline rail services.

Pricing & affordability Full Market Value: £285,000 50% Share Price: £142,500 (rent £319.44 pcm) Minimum 5% Mortgage Deposit (% share): £7,125 Approximate Service Charges: £190.19 pcm* Lease: 112 years Eligibility Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property.

The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share.

The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria: • Your annual household income does not exceed £90,000.

• You have a deposit of at least 5% of the share value • You do not own another property or have your name on the deeds or a mortgage for a property worldwide. • This will be your only residence.

• You are a permanent UK resident or have indefinite right to remain. *Service charges are estimated and may subject to change.

Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

** This home can also be purchased outright (100% of the value) which is £285,000 and a purchaser would not need to meet the eligibility criteria listed above.