We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work1-bedroom flat
For saleListed 5 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
** If you would like to arrange a viewing for this property please click to register your interest.
If you have an eligible Shared Ownership application with L&Q, you will be sent the sellers contact information to arrange a viewing** Shared Ownership Full Market Value: £225,000 Share Value (30%): £67,500 Monthly Rent: £546.36 Monthly Service Charge: £139.52 Annual Ground Rent: N/a Council Tax Band: C 990 year lease commenced October 2007 - 971years remaining EWS1 - Under 18m Blocks - Guidance from the Royal Institute of Chartered Surveyors (RICS) along with government guidance, means that an EWS1 form should not be required for this property.
However, we cannot guarantee that Mortgage lenders, brokers and valuers are utilising the same criteria and a lender may request an EWS1 for this property.
Please request advice from a mortgage broker when applying for a mortgage. L&Q welcomes you to view this one bedroom, 1st floor apartment.
On entering the property you come to a hallway which has the benefit of storage cupboards. There is a separate reception room and kitchen. Both are of good size.
The kitchen consists of contemporary white units and grey work-tops. There is also the benefit of intergrated appliances.
The reception room is full of natural light with floor to ceiling windows which open onto a Juliet Balcony. There is ample room for a dining room table and sofa.
The double bedroom has fitted wardrobes. There is also a shower room which is modern and has a storage cupboard. The propery comes with an allocated parking space which is a great bonus.
Ray Hanna Apartments is situated on Main Road in Biggin Hill, a well-established residential area on the outskirts of the London Borough of Bromley.
The location offers a balance of suburban living and access to open countryside, with the nearby North Downs and Kent Green Belt providing extensive recreational and walking opportunities.
The area benefits from a range of local amenities including supermarkets, independent shops, cafés, medical facilities and schools within Biggin Hill town centre.
The property is well positioned for transport links, with regular bus services connecting to Bromley, Croydon and surrounding areas, while rail services can be accessed from nearby stations including Bromley South and Oxted.
Road communications are convenient via the A233 and A21, providing routes towards Central London, the M25 and wider South East region.
Biggin Hill is also known for its historic airport and community facilities, making it a popular location for commuters and local residents alike.
This residential setting is considered attractive for owner-occupiers and shared ownership purchasers seeking a modern apartment within a semi-rural environment whilst retaining access to Greater London's employment and amenities.
The buyer will require a deposit to obtain a mortgage for this property. To meet the requirements for this property we require as a guideline, a minimum household income of £37,458.
If you are offered the home, your ability to afford this property will be assessed at your financial interview.
Please note that applicants should purchase the maximum share that they can afford and sustain.
Only applicants who are registered with London and Quadrant will be eligible to be offered a property in one of our schemes.
If you are not registered please visit our website and register to obtain your unique reference number.
Your home is at risk if you fail to keep up repayments on a mortgage, rent or other loan secured on it. Please make sure you can afford the repayments before you take out a mortgage.
These particulars are of opinion only, are intended to give a fair description and do not form the basis of a contract.
The descriptions and all other information are believed to be correct as of October 2026.
Local Area Information Biggin Hill is a peaceful and scenic neighbourhood on the edge of South London, known for its countryside feel and historic connection to aviation.
Surrounded by rolling hills and open spaces, the area offers residents a quieter pace of life while still being within reach of the city.
Local amenities include shops, schools, and healthcare facilities, making it a practical choice for families.
Although Biggin Hill does not have a train station, nearby rail links and good road connections provide access to central London and surrounding towns.
With its village atmosphere, green landscapes, and strong community spirit, Biggin Hill is an attractive option for those seeking a balance between city access and rural living.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About 187 Main Road, Westerham
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