3-bedroom house · LA2 6LX
For saleReduced £25k (−7.7%) on 14 AugListed 143 days
Opportunity summary
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About
Bank Cottage is a truly exceptional three-bedroom period cottage arranged across four impressive levels, believed to date back to the 1700s and proudly positioned in the heart of historic Halton.
Rich in charm and character, this beautiful home is thought to be amongst the oldest properties in the village and enjoys breathtaking panoramic views across the surrounding countryside, taking in the iconic Ashton Memorial, the River Lune, Clougha Pike and Caton Moor.
Immaculately presented throughout in a palette of Farrow & Ball colours sympathetic to its heritage, Bank Cottage perfectly blends period elegance with contemporary comfort, while offering versatile accommodation ideal for modern family life.
Accessed through the beautifully maintained front garden, the sage green entrance door opens into a spacious dual-aspect living room where the stunning countryside views immediately take centre stage.
This welcoming reception space is filled with natural light and benefits from solid oak flooring, which continues throughout this level, while a charming log burner creates a cosy focal point and adds further warmth and character to the room.
An attractive archway featuring an original 18th-century lintel leads through to the heart of the home, an immaculate dual-aspect dining kitchen.
Thoughtfully designed with bespoke cabinetry, integrated appliances and a charming original fireplace housing a traditional-style gas stove, this room perfectly balances period character with modern practicality.
Stairs descend from the kitchen to a highly versatile lower ground floor.
The principal room on this level is currently arranged as a bedroom, creating ideal guest accommodation while also offering flexibility for use as a second reception room, cinema room or formal dining space.
Characterful features include an original hearth, adding further warmth and charm.
Leading through from here is a cosy snug, which could equally function as a home office, complete with fitted storage and direct access to the front garden.
Adjoining this area is a practical utility room incorporating a modern three-piece bathroom suite.
Fully plumbed and highly adaptable, this level offers excellent potential for use as a self-contained guest suite, subject to any necessary consents.
The first floor hosts a generous and beautifully presented principal bedroom, enjoying elevated views across the rolling countryside and surrounding greenery.
Fitted wardrobes span the width of the room, maximising floorspace while providing excellent storage.
Also on this floor is a stunning family bathroom, thoughtfully designed with a luxurious four-piece suite in white.
A walk-in shower sits alongside a raised bathing area featuring a freestanding bath, creating a truly relaxing and elegant space.
Occupying the top floor, the attic bedroom is a wonderfully characterful double room with exposed beams and a striking pitched ceiling.
Flooded with natural light from Velux windows and additional lower-level glazing, this room enjoys spectacular views towards the Ashton Memorial and the historic ruins of Halton Castle.
Subject to the relevant permissions, there is potential to further enhance this space with a dormer extension, similar to neighbouring properties.
Externally, Bank Cottage enjoys a charming cottage-style frontage adorned with mature wisteria and climbing roses, creating an attractive first impression befitting the home’s heritage.
The front garden provides a peaceful setting from which to enjoy the spectacular far-reaching views, while the property’s elevated position offers a wonderful sense of privacy and tranquillity in the heart of this sought-after village.
Location Halton is a highly sought-after village situated just north-east of Lancaster, offering an enviable blend of countryside surroundings and convenient access to city amenities.
Set within the beautiful Lune Valley, the village enjoys an elevated position with far-reaching views towards rolling hills, open moorland and the iconic landmarks of the surrounding landscape, including the River Lune and nearby Ashton Memorial.
Steeped in history yet well-connected for modern living, Halton retains a strong sense of community with a range of local amenities including village shops, traditional pubs, a primary school and well-regarded community facilities.
The village is particularly popular with families and professionals alike due to its peaceful atmosphere, scenic walking routes along the river and surrounding countryside, and easy access to Lancaster city centre, which is just a short drive away.
For commuters, Halton is well placed, with excellent transport links inc... General Information EPC Rating D Council Tax Band C Freehold Property Mains Connected Utilities
Value & comps
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Returns
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
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FAQ
About 21, Bank Cottage, High Road, Lancaster
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