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See how verdicts work6-bedroom house · PH32 4AY
For saleListed 265 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
DESCRIPTION McIntyre & Company Estate Agents are delighted to bring Bank House Bed & Breakfast and Bank House Apartment to the market.
Ian & Sue saw a unique opportunity to snatch their very own little piece of history when they purchased Bank of Scotland House in 2013.
The building was built in 1904 for the Bank Manager and his family with the adjacent building being the Bank of Scotland where the Bank operated from until it closed in 2023.
Having refurbished, renovated and extended the Bank House, when the opportunity arose to purchase the Bank part they couldn't refuse as this would keep the house as one.
This now imposing detached stone built Bed & Breakfast and its adjacent Apartment have been sympathetically and tastefully refurbished whilst ensuring to keep many of its original features and charm.
Its versatile accommodation offers a touch of luxury, space and a warm welcome in the form of 5 letting rooms, private owners accommodation and a charming fully renovated independent apartment.
With tourism being one of the biggest contributors to our local economy operating a successful Bed & Breakfast with independent owners accommodation and the added bonus of an independent apartment can provide a highly desirable and profitable income.
This is an exceptional business opportunity whereby the current owners have established a good reputation with repeat visitors, great reviews and a high occupancy level during the holiday season.
The Bed & Breakfast and Apartment still retain all of the period character and charm of the former Bank.
It boasts spacious accommodation all in immaculate, walk in condition that provides a better than home from home experience.
DIRECTIONS From Fort William head North on the A82, passing Letterfinlay and crossing over Laggan Swing Bridge. Continue on the A82 until reaching Fort Agustus.
At the junction before turning into the village take the first left into Station Road and the B&B is at the end of the road on the left.
LOCATION/AMENITIES Located in the beautiful and tranquil village of Fort Augustus enjoying a truly enviable position by the Caledonian Canal in the Scottish Highlands.
The Canal is an impressive 60 mile long flight of locks designed by famous Civil Engineer, Sir Thomas Telford and is a central focal point within the village.
Guests at Bank House Bed &Breakfast and Bank Apartment can sit and watch yachts and canal boats pass by.
Although small, with around 700 residents, Fort Augustus is a very busy and thriving town which is situated on the Caledonian Canal which joins Loch Ness.
The town is a popular tourist destination with lots of attractions and amenities.
These include a variety of quaint independent shops, cafes, bars, restaurants, a village hall, a medical centre, convenience store, a petrol station with a well stocked grocery store and excellent primary and secondary schools.
The village is well connected with a reliable bus service to and from Fort William and Inverness City Centre with its airport and city amenities just over an hour's drive.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
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Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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FAQ
About Bank House Bed & Breakfast & Bank House Apartment, Station Road, Fort Augustus.
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