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See how verdicts work2-bedroom terraced house · CA11 0DB
For saleListed 33 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A charming 2-bedroom mid-terrace stone cottage on the edge of the popular village of Blencow, well placed for Penrith, Keswick and the Lake District.
Smithy Cottage is a traditional property found in good order with a variety of character features.
The property benefits from a modern kitchen and bathroom along with an enclosed rear garden and a separate stone store.
A great opportunity to purchase a characterful home in a highly sought-after semi-rural location.
Entrance Porch Upon entering the property the inner hallway connects you the ground floor and staircase to the first floor.
Lounge Diner The country cottage living room centres around a multifuel stove and feature stone fireplace. Space for ample furniture and a dining area.
Kitchen Modern fitted Kitchen with a range of wall and base units. Leading to the sunroom and bathroom. Bathroom Underfloor heating, bath with shower over, basin with fitted storage underneath.
Sun Room To the rear of the property and overlooking the garden is the sunroom. Currently utilised as a utility space. Bedroom One Double bedroom. Bedroom Two Double bedroom.
Outside To the rear of the property there is a mature garden with a large paved area for seating. The property also benefits from a detached stone store.
Services & Additional Information Mains electric and water. Drainage via septic tank.
Please Note These particulars, whilst believed to be accurate, are set out for guidance only and do not constitute any part of an offer or contract - intending purchasers or tenants should not rely on them as statements or representations of fact but must satisfy themselves by inspection or otherwise as to their accuracy.
No person in the employment of Lakes Estates has the authority to make or give any representation or warranty in relation to the property.
All mention of appliances / fixtures and fittings in these details have not been tested and therefore cannot be guaranteed to be in working order.
Anti-Money Laundering (aml) Checks; When your offer is accepted, we're legally required to verify your identity.
This is carried out by a third-party company at the following costs: Buying in personal name: £40 (inc. VAT) Company purchase: £120 (inc.
VAT) These fees are non-refundable, and the purchase cannot proceed until checks are complete.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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FAQ
About Smithy Cottage, Penrith
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