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See how verdicts work3-bedroom detached house · CA14 4TU
Listing removedListed 293 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Situated on Cross Gates, Top House is a beautifully renovated three-bedroom detached home, set within generous gardens and just a short distance from the Lake District National Park.
Finished to a high standard with a stylish and thoughtful design, it’s perfect for first-time buyers, young families, or those looking to downsize without compromise.
It would also make a fantastic holiday let on the edge of the Western Fells. Inside, the accommodation is tastefully presented, combining modern comfort with charming original features.
The ground floor includes a welcoming dining room with space for six, a cosy lounge with a multi-fuel stove set in an original inglenook fireplace, a well-appointed kitchen with integral appliances, and a contemporary bathroom.
On the first floor are two double bedrooms, both benefiting from built-in storage, while the second floor offers a versatile attic room currently used as a third bedroom.
Externally, the property enjoys a large lawned garden, complemented by a side courtyard and outbuilding. To the rear, there is a detached garage together with off-road parking for two vehicles.
EPC Rating: E Entrance Hallway 0.94m x 3.87m Accessed via composite entrance door with glazed insert.
Wooden internal doors to all ground floor rooms, laminate flooring and stairs to first floor accommodation.
Dining Room/Second Reception Room 3.42m x 2.76m Front aspect, high ceilinged, room with feature fireplace and space for four to six person dining table.
Lounge 4.49m x 3.33m High ceilinged, rear aspect, reception room with views over open countryside toward the Lake District fells.
Feature inglenook fireplace housing multi fuel stove with exposed oak lintel, wood store and meter cupboard, points for TV/telephone/broadband, and built in under stairs, shelved, storage cupboard (also housing gas boiler).
Door to:- Rear Hallway 0.97m x 3.54m With wooden, stable style door providing access to the rear of the property.
Kitchen 2.79m x 2.41m Dual aspect kitchen with spotlighting and views over the garden and open countryside beyond.
Fitted with a range of base and wall units in a light cream, Shaker style, finish with complementary wood effect counter tops, tiled splash backs and ceramic sink with drainage board and mixer tap.
Four-burner, counter top mounted, ceramic hob with separate electric combination oven/grill and extractor fan over. Integrated fridge.
Bathroom 1.66m x 2.0m Fitted with three piece suite comprising bath with electric shower over, WC and wash hand basin. Tiled splash backs, heated towel rail and tiled floor.
Landing Wooden doors providing access to two bedrooms on this floor and to the second floor accommodation.
Bedroom 1 4.53m x 2.76m Front aspect, light and airy, high ceilinged, double bedroom with feature fireplace and built in wardrobe.
Bedroom 2 4.61m x 2.53m Light and airy, rear aspect, double bedroom with views over open fields toward the Lake District fells.
Feature fireplace, built in storage cupboard and feature exposed stone wall. Attic Room/Bedroom 3 4.52m x 7.23m Spacious double bedroom with rear aspect Velux.
Directions From Cockermouth, take the A5086 signposted Lamplugh. At Crossgates the property can be found on the left hand side, set back from the road.
Services Mains electricity, water & drainage; LPG central heating; double glazing installed throughout.
Please note: The mention of any appliances/services within these particulars does not imply that they are in full and efficient working order.
Referral & Other Payments PFK work with preferred providers for certain services necessary for a house sale or purchase.
Our providers price their products competitively, however you are under no obligation to use their services and may wish to compare them against other providers.
Should you choose to utilise them PFK will receive a referral fee : Napthens LLP, Bendles LLP, Scott Duff & Co, Knights PLC, Newtons Ltd - completion of sale or purchase - £120 to £210 per transaction; Emma Harrison Financial Services – arrangement of mortgage & other products/insurances - average referral fee earned in 2024 was £221.00; M & G EPCs Ltd - EPC/Floorplan Referrals - EPC & Floorplan £35.00, EPC only £24.00, Floorplan only £6.00.
All figures quoted are inclusive of VAT.
Garden To the rear of the property there is an enclosed courtyard with useful outhouse which has the benefit of power, lighting and points for utilities.
Raised flower bed and large, lawned garden to the side of the property with mature trees, shrubs and flower borders.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About Top House, Cross Gates, Lamplugh CA14
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