2-bedroom house · CA13 9PJ
Sold STCListed 140 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
8 Kirkgate is a charming two-bedroom cottage situated within historic Kirkgate, part of Cockermouth’s Conservation Area, and just a short walk from the town centre and its excellent range of amenities.
Offered to the market with no onward chain, the property presents an exciting opportunity for buyers looking to modernise and personalise a home full of character.
The accommodation comprises a lounge, kitchen with appliances, bathroom, two bedrooms, and a useful basement level with restricted head height, ideal for storage.
Externally, there is a low-maintenance side garden, predominantly paved for ease of upkeep.
Whether you're seeking a holiday let investment, a lock-up-and-leave retreat, or a characterful home in a highly desirable location, 8 Kirkgate offers excellent potential.
Front Entrance 1.05m x 0.73m Front porch entrance from Kirkgate leading directly into the lounge.
Lounge 3.56m x 4.51m The sitting room enjoys a window to the front elevation and features a log-burning stove set beneath a characterful exposed beam.
Additional exposed beams add to the cottage's charm, while doors provide access to the staircase and kitchen.
Kitchen 3.73m x 2.18m Fitted with a range of base and wall units, the kitchen provides space for a small dining table and chairs.
There is a stainless steel sink with drainer, a window to the front elevation, space for a fridge freezer, and access to the rear porch and cellar.
Rear Entry 1.03m x 0.56m Rear porch entrance from Bitterbeck Car Park leading into the kitchen.
Cellar 2.75m x 1.9m The cellar is accessed via a steep staircase and has restricted headroom throughout, making it unsuitable as additional living accommodation.
However, it provides useful storage space.
Bedroom 1 0.35m x 4.7m With a window to the front elevation, this room features an attractive fireplace and traditional wooden shutters, adding character and charm.
Bedroom 2 2.14m x 2.11m Rear facing bedroom.
Bathroom 1.19m x 2.08m The shower room comprises a shower cubicle, WC and wash hand basin, with a Velux skylight providing natural light.
Services Mains gas, electricity, water & drainage. Gas fired central heating and glazing installed throughout.
Please note: The mention of any appliances/services within these particulars does not imply that they are in full and efficient working order.
Referral Fee Disclosure PFK works with preferred providers for services relating to buying or selling property.
These providers offer competitive pricing, but you are under no obligation to use them and are free to choose alternatives.
If you do use these services, PFK may receive a referral fee as follows (all figures include VAT): • Conveyancing (Napthens LLP, Bendles LLP, Scott Duff & Co, Knights PLC, Newtons Ltd, Beyond Conveyancing Ltd): £120 to £240 per completed sale or purchase.
• Auction – If you decide to sell your property via Auction House Cumbria following our introduction, the average referral fee earned for 2025 was £2,398 and is dependent on the final sale price.
• Financial Services (Emma Harrison Financial Services): average referral fee of £221 in 2024 for arranging mortgages, insurance, and related products.
• EPCs (M & G EPCs Ltd): £25 for EPC • Anti-Money Laundering (AML) Checks (via Landmark): between £8.50 and £15.50.
Garden There is a low-maintenance side garden, predominantly paved for ease of upkeep.
Value & comps
No previous sales on record.
See the independent valuation, upside vs guide, and per-strategy max bid for this lot. Sign in to see it.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below starting price
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisors before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 8, Kirkgate, Cockermouth, CA13
Explore nearby