We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom house · IM8 1BD
Listing removedListed 77 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Bumblebee Cottage is a charming two-bedroom home tucked away just off the harbour in the heart of Ramsey, offering character, convenience and a wonderful coastal lifestyle.
Instantly recognisable by its pretty yellow exterior and bright yellow front door, this quaint cottage is full of personality and is beautifully positioned for enjoying everything Ramsey has to offer.
Arranged over three floors. The ground floor features a welcoming lounge together with a well-equipped kitchen flowing into a bright sunroom/dining area.
Upstairs, there are two comfortable double bedrooms and a family bathroom. Ramsey Harbour just moments away, the promenade and beach are on your doorstep.
Ramsey town centre is also within easy walking distance, offering an excellent selection of independent shops, cafés, restaurants and everyday amenities.
Excellent transport links provide easy access to the rest of the Island. Ideal as a permanent home, a holiday retreat or an investment opportunity.
Inclusions All fitted floor coverings, blinds, curtains and light fittings Appliances Oven and induction hob Tenure Freehold Rates Treasury tel Heating Gas
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About Bumblebee Cottage, 3 Mona Street, Ramsey
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