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See how verdicts work1-bedroom flat · PA20 0BU
SoldListed 614 daysAuction 12 Feb · ended
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
** sale by auction - 12 February 2026 - Timed Online Auction ** super investment opportunity*** large one bedroom flat located in the popular seaside town of Rothesay close to a number of local amenities, town centre and ferry terminal.
Currently let at £450pcm (£5,400 Per Annum). ***immediate return on investment.
Super location in the Victorian Seaside resort within minutes of the Ferry Terminal, town centre attractions, beach, marina and the Island's largest Supermarket. Perefect rental spot.
Excellent buy-to-let investment property*** The resort town of Rothesay is served by a regular ferry service from Wemyss Bay from where there are regular train services to Greenock and Glasgow making it easily accessible for holidaymakers.
Rothesay is one of Scotland's premier seaside resorts, developed primarily during the second half of the 19th and early 20th centuries, and incorporates an earlier medieval settlement.
The town retains a wide range of buildings characteristic of its development as a high status 19th century holiday resort, including a range of fine villas, a Victorian pier and promenade.
Auction Details 12 February 2026,10am-3pm Timed Online Auction How to Bid Now Submit an enquiry now or visit our website for full details on how to bid on this property.
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Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
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Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below starting price
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 63, Montague Street, Flat 3-1, Rothesay
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