We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom house · KY4 8LX
Listing removedReduced £3k (−2%) on 26 AugListed 74 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
64 Church Street, Cowdenbeath is an an attractive modern end-terraced villa offers flexible accommodation over two levels and would make an excellent home for a wide range of buyers.
The versatile layout can be enjoyed as either a three-bedroom property or configured with two bedrooms and a separate dining room, allowing the accommodation to adapt easily to individual needs.
On the ground floor, the property is entered via a porch leading into a well-proportioned dining room/central living space, with access to the staircase and the remainder of the accommodation.
To the rear is a fitted kitchen, while a conveniently positioned bathroom completes the principal facilities on this level.
To the front, a generous bedroom/sitting room provides excellent flexibility and could be used as a comfortable lounge, third bedroom, home office or additional family room.
The first floor provides two well-proportioned bedrooms, offering comfortable private accommodation away from the main living areas. A particular strength of this home is its adaptable floor plan.
Buyers looking for three bedrooms can utilise the front ground-floor room as a bedroom while retaining the central dining/living area, whereas those requiring only two bedrooms can create a more traditional arrangement with enhanced ground-floor living and dining space.
With its end-terraced position, flexible three-bedroom/two-bedroom layout and practical accommodation arranged over two floors, this appealing villa represents an excellent opportunity for first-time buyers, couples, families or those seeking a home with adaptable space.
There is a small garden to the front and an enclosed garden to the rear. The property further benefits from gas central heating and double glazing.
Lounge/Bedroom 4.4m x 4m (14' 5" x 13' 1") Dining Room/Lounge 4.1m x 4.3m (13' 5" x 14' 1") Kitchen 3.9m x 2.5m (12' 10" x 8' 2") Bathroom 2.9m x 1.5m (9' 6" x 4' 11") Bedroom 2 5.1m x 2.5m (16' 9" x 8' 2") Bedroom 3 4m x 2.9m (13' 1" x 9' 6")
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About 64, Church Street, Cowdenbeath
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