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See how verdicts work4-bedroom terraced house · CF24 3EH
Sold STCReduced £20k (−7.3%) on 25 OctListed 119 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A rare opportunity to acquire a fully licensed, income-producing 4-bedroom HMO in the heart of Roath, one of Cardiff's most popular rental locations for students and young professionals.
Conveniently positioned for local shops, restaurants and takeaways, with excellent transport links and an easy walk into Cardiff city centre and Queen Street Station, this well-presented property has operated successfully as an HMO since 2014 and benefits from a full HMO licence.
The accommodation comprises an entrance hall, spacious living room, separate dining room and a modern fitted kitchen to the ground floor, with three further bedrooms and a family bathroom to the first floor - four lettable bedrooms in total, each furnished with a large wardrobe, chest of drawers, bedside cabinet, desk and chair, with beds ranging from small double to king size.
The shared kitchen is well equipped with a built-in fridge freezer, oven, combi microwave, hob, dishwasher and washing machine, plus a tumble dryer and an additional fridge freezer.
The bathroom includes a bathtub with shower over, and the lounge/diner offers a wall-mounted TV with unlimited Virgin broadband.
Further storage is provided in the lounge and off the landing, along with a large loft with retractable ladder offering scope for additional rental space, subject to consents.
Outside, there is a small south-facing rear garden and a front forecourt. The property is double glazed throughout with gas central heating and hot water via a combi boiler.
The property is currently let to four sensible, professional housemates with all rent up to date, offering an incoming investor a seamless transition and immediate income from completion.
Generating a gross annual rental income of £25,980 and a net annual profit of £20,263 after bills, this represents a gross yield of 9.45% and a net yield of 7.37% on the asking price.
Comparable standard residential sales in the area support the valuation for buy-to-let mortgage purposes.
An excellent turnkey investment for buyers seeking a strong, established rental income in a highly sought-after Cardiff location.
Viewing strictly by appointment, in consideration of the existing tenants.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About Talworth Street, Roath, Cardiff
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