The market, the rules and the numbers that move your pipeline — read in minutes, not portals.
The latest Right to Rent regulations, effective from October 1 2026, introduce mandatory use of registered digital verification providers for eligible checks. This update tightens compliance requirements for landlords in England, adding another layer of administrative complexity
The latest data from Zoopla’s House Price Index confirms a 9% drop in annual sales agreed across the UK, signalling a clear slowdown in market activity. Higher mortgage rates continue to squeeze affordability, discouraging many buyers and leading to fewer transactions. This trend
Data from Pegasus Insight shows nearly 90% of landlords expect tax increases in the upcoming Budget. This widespread concern reflects the ongoing squeeze on buy-to-let investors, who already face rising costs from regulatory changes and inflationary pressures. The potential for f
The rental market in the UK is showing signs of increasing strain as demand continues to outpace supply. Propertymark’s Housing Insight report reveals that for every rental property available, there are on average nine applicants competing. This level of competition highlights a
Foundation and Kensington have increased their mortgage rates, adding to the upward pressure seen across the market this week. These specialist lenders followed Barclays, which implemented hikes of up to 30 basis points on 30 September 2026. The average two-year fixed mortgage ra
TSB and Virgin Money have both announced increases to their mortgage rates, with TSB’s one-year fixed rates for residential and buy-to-let borrowers rising by 30 basis points. This follows a pattern of gradual rate adjustments from mid-tier lenders aiming to protect margins amid
Mortgage approvals in the UK have dropped to their lowest point since early 2023, according to recent data. This decline reflects a cautious stance among buyers amid ongoing mortgage market volatility. The number of approvals has fallen significantly compared to the same period l
Nationwide for Intermediaries will increase fixed and tracker mortgage rates by as much as 21 basis points from 30 September. This adjustment covers a broad range of products, including house purchase, remortgages, first-time buyer deals, and products for existing customers. The
Recent announcements on increased taxation for landlords are prompting warnings from the private rental sector about higher rents. Landlords face a squeeze as greater tax liabilities reduce net yields, and many appear poised to transfer these additional costs onto tenants. Our da
The disappearance of mortgage deals below 5% signals a significant shift in the UK lending market. Major lenders have raised their rates, pushing the average fixed mortgage cost above this threshold for the first time in several years. For property investors, this means borrowing
County Court Judgments (CCJs) are rising sharply, prompting landlords to tighten tenant referencing processes. Recent data from the Ministry of Justice reveals a 15% increase in CCJs over the past year, signalling growing financial pressure on renters. For landlords, this trend t
Landlords using Making Tax Digital (MTD) for Income Tax must submit their second quarterly update to HMRC by 7 November 2026. This follows the April 2026 rollout that made MTD compulsory for landlords and sole traders with income over £10,000. For property investors, this means a
