The prospect of a Bank of England interest rate increase in November is already tightening the mortgage market. Data from lenders show a sharp reduction in available fixed-rate deals, with many popular products vanishing from the market in recent weeks. This contraction is likely
The Office for National Statistics reports that average UK house prices increased by 0.9% year-on-year to £273,000 in August 2026. This marks the fourth straight month of slowing annual growth, down from 1.2% in May. For investors, this deceleration suggests the market is losing
Buy to let lending in the UK increased by 25 per cent in the second quarter of 2026 compared to the same period last year, with the total value of loans reaching £10.7 billion. This jump coincides with a 20.6 per cent rise in the number of new loans, hitting 58,051, according to
Gen H’s latest mortgage pricing update reveals a nuanced approach to risk and demand across different loan-to-value bands. The lender has trimmed two-year fixed rates by 20 basis points at higher LTVs (85% to 90%), with these now starting at 6.74%. Meanwhile, rates have increased
Recent data from eXp UK reveals that 41% of homes currently on the market in England have seen their asking prices reduced. Out of 403,962 listings, 165,647 now sit below their initial advertised price. This represents an increase of 5,786 reduced-price properties since August, i
Data from Rushbrook reveals 1,322 property portfolios currently on the market across England, with asking prices nearing £1.4 billion. London’s share of this value is notable, representing almost a third of the total, despite the South East having a greater number of portfolios a
Rightmove’s October data highlights a clear trend: rising mortgage costs are forcing sellers in many lower-priced regions to reduce their asking prices. Four out of five of the most affordable areas in Great Britain have seen price cuts. This suggests that affordability constrain
New data from Property118’s Q3 2026 survey reveals a striking divergence in landlord sentiment based on portfolio size. Among landlords owning a single rental property, 53.4% say they plan to leave the sector entirely within the next three years. By contrast, only 16.7% of those
Fleet Mortgages has introduced one-year fixed-rate buy-to-let deals starting at 3.49%, with a 2.5% product fee. This move adds a short-term fixed product to the market, which has been dominated by longer-term fixes of three to five years. The rate applies across standard properti
HSBC plans to increase mortgage rates across both residential and buy-to-let products from tomorrow, continuing the trend of lenders adjusting pricing amid ongoing economic pressures. The bank’s lack of prior notice on the scale of changes makes it harder for borrowers to anticip
Coventry for Intermediaries has raised the maximum loan-to-value for interest-only mortgages from 50% to 75%. This shift significantly broadens borrowing capacity for investors and homeowners who prefer or require interest-only deals. Increasing the LTV by 25 percentage points op
Mortgage deals lasted an average of just 13 days in September, according to Moneyfacts data. This is the shortest shelf life recorded, reflecting a rapid withdrawal of competitive offers by lenders amid rising base rates and economic uncertainty. For property investors, this sign
