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12 articles
Tax

Burnham's capital gains tax threat could unsettle UK property investors

The upcoming Budget on October 28 is shaping up to be a critical moment for UK property investors. Michael Burnham’s warning about potential capital gains tax (CGT) changes has already sparked unease across the market. Our data from Prop AI Deals shows a noticeable slowdown in tr

24 Sep 2026 · 1 min
Tax

LHA freeze widens affordability gap for over one million renters

The ongoing freeze on Local Housing Allowance rates is pushing more than one million low-income renters into a widening rent shortfall. According to the Resolution Foundation, the gap between what renters receive in housing benefits and actual market rents is set to reach a recor

24 Sep 2026 · 1 min
Mortgages & Rates

Buy-to-let mortgage arrears consistently outperform owner-occupier loans

Paragon’s recent report on 30 years of buy-to-let (BTL) mortgages reveals a striking trend: landlords have maintained lower mortgage arrears rates than homeowners in every single year but one since the product’s inception. This counters a common perception that buy-to-let lending

24 Sep 2026 · 1 min
Tax

Bank tax hikes risk pushing up mortgage costs for borrowers

UK Finance’s recent warning about potential bank-specific tax increases ahead of the October Budget highlights a tension that UK property investors should watch closely. If the government raises levies on banks, lenders may pass on these additional costs to mortgage customers, le

24 Sep 2026 · 1 min
Regulation & Policy

Small HMO landlords dodge hefty £1,500 licensing fees in local council U-turn

A local council’s decision to scrap a proposed additional licensing scheme for smaller HMOs has spared landlords from charges exceeding £1,500 per property. This reversal follows a challenge by the National Residential Landlords Association (NRLA), which raised concerns over the

23 Sep 2026 · 1 min
Mortgages & Rates

Landlord property exits hit record rate: what this means for UK investors

The lettings market is experiencing an unprecedented level of landlord property exits, with 562 homes leaving the sector each day in the third quarter of 2026. According to TwentyEA data, this amounts to 44,000 properties withdrawn since July, the highest quarterly figure since t

23 Sep 2026 · 1 min
Tax

Landlord exits surge to record levels amid rising rental stock

The UK lettings market is experiencing an unprecedented rate of landlord property exits. According to data from TwentyEA, 44,000 properties have left the rental sector in the third quarter of 2026 alone, averaging 562 daily departures—the highest since the firm began tracking in

23 Sep 2026 · 1 min
Regulation & Policy

Landlords’ EPC knowledge gaps risk compliance headaches ahead of 2030 deadline

With the 2030 deadline for minimum EPC C ratings looming, the National Residential Landlords Association’s recent research reveals a striking gap in landlord awareness around exemptions. More than a quarter of landlords remain unaware that exemptions exist, while fewer than 2% ha

23 Sep 2026 · 1 min
Regulation & Policy

Landlords’ EPC awareness gap risks compliance as 2030 deadline nears

The National Residential Landlords Association’s recent data reveals a significant blind spot among landlords regarding Energy Performance Certificate (EPC) exemptions. With 28% unaware that exemptions exist and fewer than 2% having registered one in the last two years, many land

23 Sep 2026 · 1 min
Mortgages & Rates

TSB’s rate rise adds pressure on UK buy-to-let investors

TSB is set to increase mortgage rates by up to 25 basis points, following a series of hikes last week. This move affects both product transfers and additional borrowing for residential mortgages, with buy-to-let rates also on the rise. Kensington’s recent buy-to-let rate increase

22 Sep 2026 · 1 min
Mortgages & Rates

TSB’s latest rate rise adds pressure on UK buy-to-let investors

TSB’s decision to increase mortgage rates by up to 25 basis points, following a recent round of repricing, signals ongoing cost pressures for UK property investors. This move affects product transfers and additional borrowing for residential mortgages, with buy-to-let borrowers a

22 Sep 2026 · 1 min