The market, the rules and the numbers that move your pipeline — read in minutes, not portals.
Landbay has reduced rates by up to 0.20% across 19 of its 75% loan-to-value two- and five-year fixed buy-to-let mortgages. This move affects both its standard Core and Core AVM (Automated Valuation Model) ranges. For investors, this is a modest but notable shift in the pricing of
Landbay’s recent decision to reduce rates by up to 0.20% across a significant portion of its 75% loan-to-value buy-to-let (BTL) product range signals a strategic move to attract landlords amid a tightening mortgage landscape. The adjustments affect both the standard Core and Core
The Treasury’s decision to reject a new Stamp Duty Land Tax (SDLT) relief targeted at downsizers signals a continued focus on maintaining current tax revenues rather than incentivising residential moves among older homeowners. This stance may dampen the flow of larger family home
Berkeley Group’s recent appeal for a reduction in property taxes, especially stamp duty, reflects persistent caution among UK homebuyers ahead of the October budget. The proposal for a 1% cap on stamp duty for first-time buyers targets a segment that has struggled with affordabil
Berkeley Group’s recent appeal for government cuts to property taxes highlights ongoing challenges in the UK housing market. Despite relatively stable mortgage rates, buyer activity remains cautious ahead of the October budget. Stamp duty, a significant upfront cost on property p
The latest Moneyfacts Rate Watch reveals that fixed-rate mortgage costs continue to rise, with the average two-year fix climbing to 5.67% and the five-year fix edging up to 5.72%. These increases of 7 and 8 basis points respectively may appear modest, but they come after a sustai
Recent data from Moneyfacts reveals that fixed-rate mortgage prices have edged higher again this week. The average two-year fixed rate has risen by 7 basis points to 5.67 per cent, while the five-year fixed rate climbed 8 basis points to 5.72 per cent. These incremental increases
August saw mortgage search volumes drop by 13% compared with July, according to Twenty7tec’s latest Mortgage Market Snapshot. This decline aligns with typical summer patterns when activity generally eases. However, the 1,556,758 searches recorded still represent a 1% rise year-on
August mortgage search data from Twenty7tec reveals that remortgaging remains a key driver of mortgage activity, even as overall volumes drop during the typical summer slowdown. While total searches fell 13% from July to just over 1.55 million, this still represents a 1% rise yea
Buy-to-let investors currently operate in an environment where regulatory and economic pressures are squeezing returns. Recent years have seen a steady increase in landlord responsibilities, from stricter energy efficiency requirements to changes in tax relief on mortgage interes
Buy-to-let landlords in the UK are navigating a tougher environment as increased legislation and economic pressures squeeze returns. New rules around energy efficiency and tenant rights add compliance costs, while mortgage interest tax relief restrictions continue to reduce net y
Government proposals to phase out insured tenancy deposit schemes could trigger a significant shift in landlord behaviour. Research from Zero Deposit suggests around one million landlords may adopt deposit alternatives, with 9% already committed and another 26% considering the op
