The market, the rules and the numbers that move your pipeline — read in minutes, not portals.
Castle Trust Bank has widened its buy-to-let offering by introducing a new price category specifically for medium-sized HMOs, defined as properties with seven to 10 rooms. The bank now offers a five-year fixed rate of 5.99% at up to 75% loan-to-value, with minimum loans starting
The government has published a staggered timetable for the rollout of the new national landlord register, with different regions facing specific deadlines over the next 18 months. This phased approach aims to ease the administrative burden on landlords and local authorities but a
The government has published a staggered timetable for the introduction of its new national landlord register, with regional deadlines running from early 2027 through to late 2028. This phased approach allows local authorities to prepare for the administrative load, but it will r
The Bank of England’s latest data reveals that the proportion of new mortgages with deposits below 10% has climbed to a level unseen since the run-up to the 2008 financial crisis. This shift comes amid rising house prices and tighter lending criteria, which are squeezing first-ti
Four notable lenders have announced mortgage rate increases effective 9 September, with Halifax Intermediaries, BM Solutions, Accord Mortgages and InterBay all raising fixed rates by up to 0.12 per cent. For UK property investors, this tightening adds to the growing cost pressure
Several key UK lenders have increased mortgage rates starting 9 September, with Halifax Intermediaries, BM Solutions, Accord Mortgages and InterBay all raising fixed rate products. Halifax Intermediaries, for example, has added up to 0.12 percentage points on selected first-time
The latest survey from Propertymark reveals a stark reality for UK leaseholders: 93% would avoid buying another leasehold property. This is a clear signal that the current leasehold framework is failing to inspire confidence among those living under it. For investors, this presen
Propertymark’s recent survey highlights a stark warning for the UK property market. With 93% of leaseholders stating they would avoid purchasing another leasehold property, the current system is clearly deterring a significant segment of buyers. For investors, this signals a pote
Recent data from Pegasus Insight reveals that only 26% of landlords reported rent arrears in the past year, down sharply from 42% in 2020. This is the lowest recorded level since their monitoring started, signalling a notable improvement in tenant payment behaviour. For UK proper
Recent data from Pegasus Insight reveals that only 26% of landlords reported experiencing rent arrears over the past year, the lowest level since this tracking began. This is a significant drop from 42% in 2020, reflecting a notable improvement in tenant payment behaviour amid a
The buy-to-let mortgage turned 30 this year, a milestone that prompts reflection on how this finance product has shaped the UK property market. Initially a niche product, buy-to-let mortgages enabled many landlords to enter the rental sector with relatively low upfront capital. O
The 30th anniversary of buy-to-let mortgages offers a moment to reflect on how this finance product reshaped UK property investment. Since their introduction in 1996, buy-to-let mortgages have enabled many landlords to enter the market with relatively modest deposits compared to
