The market, the rules and the numbers that move your pipeline — read in minutes, not portals.
Mortgage rates edged up again this week, with Moneyfacts reporting the average two-year fixed rate climbing to 5.6% and the five-year fixed rate nudging to 5.64%. The driver behind this subtle increase is a rise in swap rates, which are a key component in lenders’ cost of funds.
Mortgage rates in the UK have climbed to levels unseen since the early 1990s, driven by a surge in government bond yields. This shift has direct consequences for borrowers, particularly those on variable or tracker deals linked to the Bank of England base rate or gilt yields. Inv
UK mortgage rates have climbed to levels unseen in almost 30 years, driven by a surge in government bond yields. This spike reflects investor concerns about inflation and economic growth, pushing up the cost of borrowing across the board. For homeowners with variable or tracker m
The latest data from Rushbrook reveals that UK landlords are generating nearly £90,000 annually in gross rental income from an average portfolio of just over seven properties valued at £1.7 million. This suggests a rental yield of around 5.3 per cent before costs, which remains a
The latest data from Rushbrook reveals that the average UK landlord now holds a portfolio of over seven properties, valued collectively at around £1.7 million. This scale of ownership translates into a gross rental income approaching £90,000 per year. For investors tracking portf
Mortgage rates edging higher again could stall the tentative recovery seen in the UK housing market this year. After a period of relative stability, data from UK Finance shows the average two-year fixed mortgage rate has inched up to 6.5 per cent in August 2026, the highest since
Mortgage rates edging higher again could stall the tentative recovery the UK housing market has experienced this summer. After months of elevated borrowing costs, many buyers are already stretched, with affordability squeezed by persistent inflation and wage growth lagging behind
The Renters’ Rights Act, introduced with the intention of strengthening tenant protections, appears to be impacting the availability of rental properties. Recent data from Property118 highlights a tightening rental market, with landlords increasingly opting to sell their buy-to-l
The introduction of the Renters’ Rights Act has coincided with a noticeable contraction in rental property availability. According to data from Property118, there is a clear trend of landlords exiting the private rented sector, which has intensified the existing supply-demand imb
The Mortgage Works has raised the maximum age for first-time landlord mortgage applications from 70 to 75 years. This change applies to loans up to 70% loan-to-value. For investors, this extension broadens the window for entering the buy-to-let market later in life, which could o
The Mortgage Works has raised the maximum age at application for first-time landlords from 70 to 75 years, allowing borrowing up to 70% loan-to-value. This change opens the market to a demographic often sidelined by traditional lending criteria. For investors aged between 70 and
The Bank of England’s chief economist has explicitly called for an interest rate hike, citing ongoing inflationary pressures. For property investors, this signals a potential tightening of borrowing costs in the near term. Mortgage rates are likely to climb, increasing financing
