The market, the rules and the numbers that move your pipeline — read in minutes, not portals.
July’s mortgage approval figures have fallen to their lowest level in over two years, according to recent data. The number of loans approved for house purchases dropped sharply, signalling a continued squeeze on demand from buyers. This decline reflects ongoing pressure from risi
Redwood Bank has entered the residential buy-to-let bridging market with two new products aimed at landlords seeking short-term finance solutions. These offerings cover standard bridging for purchasing, development exit, and refinancing, alongside refurbishment bridging designed
Redwood Bank’s entry into the residential buy-to-let (BTL) bridging market adds a fresh layer of financing options for UK property investors. The lender’s two new bridging products target landlords seeking short-term loans for property acquisitions, development exits and refinanc
July’s Bank of England figures show mortgage borrowing by individuals tumbling to £4.3 billion, down from £7.7 billion in June. This is a significant shift, especially against the six-month average of £5.3 billion. For property investors, this signals a cooling appetite for new d
July saw a marked slowdown in mortgage borrowing, with net lending falling to £4.3 billion from £7.7 billion in June, according to the Bank of England’s latest figures. This £3.4 billion drop pushed borrowing below the six-month average of £5.3 billion, suggesting a significant p
New HMRC figures for the 2024/25 tax year reveal a significant 11% increase in allowable expenses claimed by individual landlords and partnerships. These costs jumped to £34.75 billion, while declared rental income remained flat at just under £59 billion. This divergence suggests
HMRC data for the 2024/25 tax year shows a notable divergence between UK landlords’ income and their declared expenses. Allowable property expenses rose by 11 per cent to £34.75 billion, while total rental income from individual landlords and partnerships edged down slightly to £
More than one million UK homeowners are reaching the end of their two-year fixed-rate mortgage deals this year, with an average rate of 4.81%, according to Compare the Market. This cohort now confronts a critical decision: allow their mortgage to revert to their lender’s standard
From September 2026, HMRC is automatically enrolling landlords into its Making Tax Digital (MTD) system for Income Tax. This move targets those who have not yet signed up but meet the criteria for MTD, which has applied to sole traders and landlords since April 6 2026. The rollou
HMRC has started automatically enrolling landlords into Making Tax Digital (MTD) for Income Tax from September 2026. This move targets those who should already be using MTD but have yet to sign up. The phased roll-out follows the extension of MTD obligations to sole traders and l
Buy-to-let landlords in the UK are facing a sharp squeeze on their returns as expenses rise at twice the rate of rental income. Data from Property Industry Eye reveals that the proportion of rental income eaten up by costs such as mortgage interest, maintenance, and management fe
Buy-to-let landlords are facing a growing squeeze as costs associated with managing rental properties have risen at twice the rate of rental income. According to recent data, the proportion of rental income absorbed by expenses has climbed sharply, cutting into net returns for in
