The market, the rules and the numbers that move your pipeline — read in minutes, not portals.
ModaMortgages has launched a limited edition Buy-to-Let (BTL) range featuring two- and five-year fixed rate deals. The two-year fixes start at 4.14%, while the five-year options begin at 5.14%. This move is notable given the current market context, where lenders have generally ti
UK average rents reached a new high of £1,387 in September 2026, according to the HomeLet Rental Index. This rise comes even as eight out of the twelve regions saw monthly rent decreases. The national figure is being driven by strong demand and price growth in London and the Sout
Data from eXp UK reveals a widespread decline in buyer interest across almost every English county during the third quarter of 2026. Only five areas bucked the trend with any increase in demand, signalling that the housing market slowdown is deepening rather than stabilising. Thi
The Financial Conduct Authority has confirmed it will release an interim report on its Mortgage Rule Review before Christmas. This update is likely to provide early insight into potential changes aimed at simplifying mortgage lending and the homebuying process. For UK property in
Recent data from Chestertons indicates a notable shift in London’s private rented sector (PRS). Approximately 25% of landlords who previously exited the market by selling their properties have now re-entered by re-letting those same assets. This suggests a recalibration of expect
Chancellor John Healey’s recent confirmation that capital gains tax (CGT) will not be aligned with income tax rates offers some relief to UK property investors. However, the devil remains in the detail. While a headline CGT hike has been shelved, other tax changes continue to chi
The Scottish government’s move to enforce EPC C ratings on private rented properties by 2028 is likely to shrink the available rental stock. Landlords face significant upfront costs to upgrade older properties, especially those built before 1980, which dominate Scotland’s PRS. Ou
Brighton & Hove City Council has delayed the roll-out of its selective licensing scheme for Central Hove and Regency wards, originally scheduled for 20 October. This pause follows a legal challenge that demands closer scrutiny of the council’s approach. For investors, this develo
The Renters Reform Act (RRA) has introduced sweeping changes to the eviction process, particularly around Section 21 notices, which landlords have long relied on to regain possession without needing to prove fault. With the RRA now in force, the ‘no-fault’ eviction route via S21
Buy to let investors are seeing gross yields averaging 7.22% in Q3 2026, the highest since 2011 according to Paragon Bank’s mortgage offer data. This follows a steady climb from 6.94% a year earlier and 7% in Q2 2026. The yield increase is largely driven by subdued house price gr
Recent data shows buy-to-let returns have improved in eight out of ten UK regions, signalling renewed confidence among landlords to grow their property holdings. The increase in rental yields is notable given the backdrop of rising mortgage costs and tighter lending criteria. Thi
The Joseph Rowntree Foundation’s call for rent controls to curb Local Housing Allowance (LHA) costs raises questions about the intersection of social policy and private rental market economics. LHA rates are tied to the 30th percentile of local market rents, so rapid rent inflati
