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Mortgages & Rates

Keystone cuts rates on HMO and MUFB lending amid market recalibration

Keystone Property Finance has introduced special edition products for Houses in Multiple Occupation (HMO) and Multi-Unit Freehold Blocks (MUFB), reducing rates by 15 basis points compared to their core range. This move reflects a sharpening focus on these sectors within the buy-t

4 Jul 2026 · 1 min
Tax

How the HMO market is evolving in 2026

The UK’s house in multiple occupation (HMO) sector continues to adapt, but the changes are more incremental than revolutionary. Recent years have seen a steady tightening of regulations, including stricter licensing requirements and safety standards, which have nudged landlords t

4 Jul 2026 · 1 min
Regulation & Policy

Government defends PRS Ombudsman scheme amid concerns over landlord exodus

The introduction of the new Landlord Redress Scheme under the Renters’ Rights Act aims to provide an independent route for resolving disputes between landlords and tenants. The government insists this will benefit both parties, insisting “good landlords have nothing to fear.” Yet

3 Jul 2026 · 1 min
Tax

Rents surge by 6.5% in June as inflation bites landlords and tenants alike

Goodlord’s latest rental index shows that annual rental inflation in England hit 6.5% in June, the highest since early 2024. The average monthly rent now stands at £1,309, up from £1,229 a year ago. This jump follows a relatively subdued start to the year, with the first five mon

3 Jul 2026 · 1 min
Regulation & Policy

Section 21 has gone. Now your evidence file is the case

The abolition of Section 21 fundamentally shifts the UK private rental sector’s legal landscape. Previously, landlords could regain possession of their property without providing a reason, contingent on having the correct paperwork in place. This streamlined process rewarded comp

3 Jul 2026 · 1 min
Mortgages & Rates

Strong tenant demand tightens rental market supply

Aldermore’s latest Buy to Let Index highlights a persistent squeeze on rental availability despite tenants holding onto their homes longer. The average tenancy length rising to 4.5 years signals a shift from the churn typically seen in private rented sectors. For investors, this

3 Jul 2026 · 1 min
Mortgages & Rates

UK mortgage approvals fall sharply, signalling cooling in the property market

Mortgage approvals for house purchases dropped by nearly 15 per cent in May, falling to 56,205 according to the Bank of England. This is the lowest monthly figure since the immediate post-pandemic recovery phase in 2020. The decline follows a period of rising interest rates and t

3 Jul 2026 · 1 min
Mortgages & Rates

Nationwide house price index shows resilience amid market uncertainty

The latest Nationwide house price index reveals a modest but noteworthy increase in UK property values, with average prices rising by 0.4% in June 2026. This follows a period of relative stagnation and suggests that the housing market retains underlying strength despite ongoing e

3 Jul 2026 · 1 min
Mortgages & Rates

UK house prices inch higher amid cautious market sentiment

UK house prices increased by 2.2% year-on-year in June, up from 1.7% in May, according to Nationwide’s latest index. This modest acceleration reflects a market that is still subdued but showing signs of stabilisation after a period of political uncertainty and economic headwinds.

2 Jul 2026 · 1 min
Tax

Landlord EPC rules may add to rent pressures, government concedes

The government has acknowledged that tightening Energy Performance Certificate (EPC) requirements for rental properties could contribute to rising rents. This admission follows a parliamentary question from Green Party MP Hannah Spencer, highlighting concerns about the unintended

2 Jul 2026 · 1 min
Regulation & Policy

Labour rent control call highlights tensions in UK housing policy

Labour MP Margaret Mullane’s recent push for rent controls comes amid a backdrop of rising private rents, which have climbed by 7.5% year-on-year according to the latest ONS data. Her argument links soaring rents to increased welfare spending on housing benefit, suggesting that c

2 Jul 2026 · 1 min