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12 articles
Tax

Small landlords face pressure but extinction is not inevitable

Small landlords have long formed the backbone of the UK private rented sector (PRS), yet recent regulatory and economic shifts are squeezing their margins. Our data at Prop AI Deals shows that rising operational costs, tougher compliance requirements, and the removal of Section 2

27 Jun 2026 · 1 min
Strategy

London lettings market sees supply and demand both on the rise

April data from Foxtons’ Lettings Market Index reveals a modest but notable increase in both tenant demand and rental supply across London compared with the same period last year. New listings rose by 3.7% year on year, while tenant enquiries also climbed, indicating a more activ

27 Jun 2026 · 1 min
Mortgages & Rates

TMW and peers trim mortgage rates as competition intensifies

TMW’s decision to reduce switcher mortgage rates by up to 25 basis points tomorrow follows a broader wave of price adjustments among UK lenders this week. The move comes shortly after TMW cut rates on its new business deals, signalling a strategic push to regain or retain market

27 Jun 2026 · 1 min
Tax

Buy-to-let landlord interest waning across UK cities, data shows

Recent research by Emoov reveals a clear decline in buy-to-let landlord interest in almost every major UK city over the past year. Searches related to becoming a landlord have fallen, with Cambridge standing out as the sole exception where demand increased. This trend aligns with

27 Jun 2026 · 1 min
Mortgages & Rates

Mortgage rates ease as lenders respond to swap market movements

The recent drop in average three-year fixed mortgage rates to 5.28% reflects a swift lender reaction to changes in the swap market. Moneyfacts data shows 20 lenders have cut prices, signalling a more competitive environment for borrowers after a period of rate increases. The two-

27 Jun 2026 · 1 min
Regulation & Policy

Landlord penalty overturned after council misses six-month deadline

A recent case involving Waltham Forest Council highlights the importance of procedural accuracy in landlord enforcement. A landlord faced a £19,500 fine for renting a flat without the correct licence, but the penalty was overturned because the council failed to issue the notice w

26 Jun 2026 · 1 min
Regulation & Policy

EPC C targets prompt significant landlord portfolio reshaping

New data from Goodlord reveals that almost 25% of landlords are considering selling or shrinking their property holdings in response to the government’s EPC C energy efficiency requirements. This comes after the Energy Independence Bill was announced in the King’s Speech, setting

26 Jun 2026 · 1 min
Mortgages & Rates

Mortgage rates may ease soon: what this means for UK property investors

Barclays and NatWest have recently signalled a potential drop in mortgage rates, breaking from the trend of steady increases seen over the past year. This shift could ease borrowing costs for investors, especially those looking to expand portfolios or refinance existing loans. Ou

26 Jun 2026 · 1 min
Mortgages & Rates

UK home sales fall sharply across all regions

June 2026 data reveals a notable contraction in UK home sales, with no region spared from the downturn. According to Property Industry Eye, transaction volumes have dropped significantly compared to this time last year. This broad-based decline suggests that market cooling is not

26 Jun 2026 · 1 min
Strategy

London renters retreat as commuter towns attract new demand

Recent data from SpareRoom reveals a near 20 per cent drop in demand for rental rooms within London since 2020. This shift reflects a growing trend of renters seeking more affordable options outside the capital. Commuter towns within easy reach of London have seen a corresponding

26 Jun 2026 · 1 min
Strategy

Rental market contraction contradicts government expansion claims

Recent analysis by Savills, reported via Property118, highlights a 21.7% drop in rental homes available in London compared to two years ago. This decline runs counter to government statements suggesting the private rented sector (PRS) has doubled in size over a similar period. Fo

26 Jun 2026 · 1 min