Mortgages & Rates
Halifax cuts mortgage rates, but geopolitical risks cloud outlook for home loans
Brokers are warning that mortgage rates could be about to rise again unless the conflict in the Middle East is resolved.
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Mortgages & Rates
Buy to let lenders ease rates as market conditions shift
Several buy to let lenders have recently announced rate reductions and product enhancements, offering landlords more attractive remortgage options. The Mortgage Lender, Molo, Fleet Mortgages and Coventry for Intermediaries have all introduced cuts to their lending rates, alongsid
Mortgages & Rates
Bank of England holds rates at 3.75% again: what it means for mortgages and savings
The Bank of England has once again opted to hold interest rates at 3.75% today, but the base rate is now expected to rise later in the year.
Mortgages & Rates
Collapsed house moves cost the UK £2bn annually
Recent analysis from the Open Property Data Association reveals that 58% of UK property transactions fall through after an offer is accepted, resulting in an estimated £2 billion annual cost to the economy. This high failure rate highlights persistent inefficiencies in the home-b
Mortgages & Rates
EPC C 2030 deadline demands early action from landlords
The government’s requirement for rental properties to meet an Energy Performance Certificate rating of C by 2030 is gaining urgency. Recent data from The Mortgage Works reveals that only 33% of landlords fully understand what the EPC C standard entails. This knowledge gap is conc
Mortgages & Rates
MPs push to accelerate £250 ground rent cap for leaseholders
A group of MPs are urging the Government to introduce a cap on the ground rent leaseholders pay freeholders by the end of next year.
Mortgages & Rates
Four lenders reduce buy to let mortgage rates by up to 30bps
Recent moves by four UK lenders to lower buy to let mortgage rates by as much as 30 basis points could ease financing costs for landlords, but the impact will vary depending on the product type and borrower profile. Molo led the charge with a headline reduction of 10bps on its st
Regulation & Policy
Self-managing landlords shift to agents following Renters’ Rights Act
New data from Propertymark’s Housing Insight Report reveals a growing trend among self-managing landlords in England: many are handing over property management to letting agents after the introduction of the Renters’ Rights Act. The legislation has added layers of compliance and
Regulation & Policy
Rising void costs squeeze UK landlord returns
Recent data from Rushbrook & Rathbone highlights a growing challenge for UK landlords: void periods are becoming significantly more expensive. The average cost of a property sitting empty between tenancies in England has climbed by nearly 13% over the last year, now exceeding £1,
Regulation & Policy
Landlords face funding gap to meet EPC C targets by 2030
The Committee on Fuel Poverty has highlighted a pressing issue for UK landlords: the financial burden of upgrading rental properties to meet the government’s EPC C standard by 2030. Their recent response to the Warm Homes Plan consultation makes clear that without targeted financ
Mortgages & Rates
House price growth shifts north as London falls behind
Cities such as Manchester, Wolverhampton and Nottingham have benefited from lower starting price points
Tax
Andy Burnham’s land tax plan could reshape landlord portfolios
Andy Burnham’s proposal to replace council tax and stamp duty with a single annual land tax, charged on property values, would shift the tax burden squarely onto owners. According to the details reported by Property118, owner-occupiers would pay 0.48% annually, but landlords, ove
