Mortgages & Rates
Mortgage rates and Bank of England decisions: what UK borrowers should expect
Mortgage borrowers are in a state of limbo as they wait for the Bank of England's next interest rate decision later this week.
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Latest12 articles
Regulation & Policy
Letting agency fined £15,000 for client money handling breaches
The case serves as a reminder that CMP membership remains a legal requirement for all letting agents handling client funds
Tax
Landlord fines rise to £7,000 but enforcement remains uncertain
The NRLA is calling on the government to assess local authority enforcement capability
Regulation & Policy
EPC changes focus on heat retention ahead of 2030 mandate
The new assessment will major on heat retention
Regulation & Policy
Government landlord updates keep coming, but clarity remains a challenge
UK landlords have seen a steady stream of updates from the Government recently, particularly around regulations like the Tenant Fees Act 2019. The latest clarification focuses on default fees landlords can charge tenants, a detail that often causes confusion in day-to-day managem
Strategy
Rental supply shortage continues to frustrate UK tenants
Despite recent improvements, rental supply remains well short of what is needed
Mortgages & Rates
NatWest rate hike pushes lowest fixed mortgage deals above 4.5%
It is the second time in less than a week that the high street bank has increased its rates, and will mean that some of the lowest rates on the market now vanish.
Tax
Fixed mortgage rates breach 5.5% as tracker deals offer sub-4% options
Barclays and TSB have announced they will hike rates tomorrow, following on from Nationwide Building Society and Halifax which upped rates today.
Regulation & Policy
New £7,000 fines for landlords signal tougher rental regulation enforcement
The new penalties sit alongside existing enforcement measures
Mortgages & Rates
Nationwide cuts mortgage rates for second time in a week
The mutual will lower its home loan prices by up to 0.28 percentage points.
Mortgages & Rates
Price gap between flats and houses hits 30 year high as buyers swerve leasehold properties
The gulf between the cost of a flat and a house has reached its highest level for 30 years, with buyer concerns over leasehold properties largely to blame.
Mortgages & Rates
Renters' Rights Bill signals fewer but larger rent increases for UK tenants
Property experts say a plummet in the number of rent hikes in May marks a 'structural shift' in how rents are hiked.
