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Mortgages & Rates

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Mortgages & Rates

UK rents continue upward trend despite cooling house price growth

The latest data from the Office for National Statistics reveals a 3.7% rise in private rents over the year to July 2026, pushing average rents to £1,393 per month. This increase outpaces the previous year’s 3.3% growth and contrasts with the slowdown in house price inflation. Hou

21 Aug 2026 · 1 min
Mortgages & Rates

New five-year fixes aim at higher-yielding landlord properties

A recent move by a UK lender to introduce five-year fixed mortgage deals specifically targeting Houses in Multiple Occupation (HMOs) and multi-unit freehold blocks signals a sharpening focus on higher-yielding landlord assets. These new products, including zero-fee and fixed-fee

21 Aug 2026 · 1 min
Mortgages & Rates

New five-year fixes aim at higher-yielding landlord properties

A recent move by a lender to introduce five-year fixed-rate mortgages with zero or fixed fees specifically for HMOs and multi-unit freehold blocks signals a sharpening focus on higher-yielding landlord assets. This product adjustment responds to sustained investor appetite for in

21 Aug 2026 · 1 min
Mortgages & Rates

Homes taking longer to sell in hundreds of UK areas as property market divides

Recent data from Zoopla highlights a clear shift in the UK housing market, with more than half of homes in England and Wales experiencing longer selling times this summer. Specifically, 180 out of 363 local authorities have seen average time on market increase, with eight areas n

18 Aug 2026 · 1 min
Mortgages & Rates

Homes taking longer to sell in hundreds of UK areas as property market divides

Recent data from Zoopla reveals a growing divergence in the UK property market, with over half of homes in England and Wales now taking longer to sell compared to previous years. Specifically, 180 out of 363 local authorities are experiencing slower transaction times this summer.

18 Aug 2026 · 1 min
Mortgages & Rates

Santander and Nottingham BS cut mortgage rates as competition heats up

Santander and Nottingham Building Society have joined the growing list of lenders reducing fixed mortgage rates across a broad range of loan-to-value bands. Santander’s cuts cover 60% to 85% LTV for one- to seven-year fixed terms on both residential and buy-to-let products. Notti

18 Aug 2026 · 1 min
Mortgages & Rates

Landlords increasing discount demands amid market cooling

Recent data from Property118 reveals that buy-to-let investors are becoming more assertive in negotiations, with 14.1% of all home purchases in Great Britain during July attributed to landlords. This figure surpasses the year-to-date average of 12.4%, indicating a growing share o

17 Aug 2026 · 1 min
Mortgages & Rates

Paragon and Coventry sharpen BTL mortgage deals

Paragon Bank’s decision to reintroduce the option for buy-to-let (BTL) borrowers on tracker rates to switch to fixed rates without early repayment charges offers landlords greater flexibility in managing interest rate risk. This move responds to ongoing market volatility, allowin

17 Aug 2026 · 1 min
Mortgages & Rates

Paragon and Coventry sharpen BTL mortgage deals

Paragon Bank’s decision to reintroduce its tracker-to-fixed switch without early repayment charges offers buy-to-let landlords a valuable degree of flexibility. This move allows borrowers initially on tracker rates to lock in fixed rates mid-term without penalty, a feature that h

17 Aug 2026 · 1 min
Mortgages & Rates

Regional differences drive shifts in UK landlord investment strategies

The latest data from Foundation, as reported in the Pegasus Insight Landlord Trends Q2 2026, highlights how regional factors are increasingly influencing landlord decisions across the UK. While the buy-to-let sector remains broadly resilient, landlords are adapting their approach

16 Aug 2026 · 1 min
Mortgages & Rates

Regional variations reshape landlord strategies in UK buy-to-let market

The latest data from Foundation’s collaboration with Pegasus Insight reveals that UK landlords are increasingly tailoring their investment approaches based on regional market conditions. While the buy-to-let sector remains broadly resilient in Q2 2026, the nuances between regions

16 Aug 2026 · 1 min